Hancock County property record for 2928 Saddlebrook, Findlay, OH 45840
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,685 sqft · built 1992 |
| Lot Size | 0.379 acres (16,501 sqft) |
| Owner | Individual Name on File |
| Last Sale | $315,000 (Aug 2019) |
| Tax Bill | $4,804 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Aug 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1010-021-08-010.000 |
| Primary APN | 1010-021-08-010.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,685 sqft Living Area |
| 1st Floor Area | 1,565 sqft |
| 2nd Floor Area | 1,120 sqft |
| Basement Area | 1,120 sqft |
| Finished Basement | 840 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 16,501 sqft (0.379 acres) |
| Lot Dimensions | 150 ft deep x 110 ft wide |
| Garage Type | Attached |
| Garage Area | 604 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 240 sqft |
| Deck Area | 864 sqft |
| Patio Area | 1,052 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2928 SADDLEBROOK |
|---|---|
| City | FINDLAY |
| State | OH |
| Zip | 45840-2981 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HILLCREST ESTATES 4TH ADD LOT 233 |
| Legal Subdivision | HILLCREST ESTATES |
| Legal Lot Number | 233 |
| Jurisdiction | HANCOCK OH |
| Township / Civil Division | LIBERTY |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 400 |
Source: Hancock County records · APN 1010-021-08-010.000
Assessment roll updated May 29, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2928 SADDLEBROOK, FINDLAY, OH 45840-2981 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 26, 2020 | Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC |
| Aug 01, 2019 | Survivorship Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 01, 2019 · Amount on Record |
| Deed Sale | Aug 01, 2019 · Amount on Record |
| Prior Sale | May 03, 2002 · Amount on Record |
| Deed Document Number | 20196287 |
| Deed Book / Page | 2559 / 5891 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANCOCK OH |
| Property Address | 2928 SADDLEBROOK, FINDLAY, OH 45840-2981 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2023 |
| Name | Verified Name |
|---|
| Document Number | 02568/4514 |
|---|---|
| Date | May 26, 2020 |
| Book Page | 2568/4514 |
| Instrument | 202000004614 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2050 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | HANCOCK OH |
| Recording Date | Aug 01, 2019 |
| Property Address | 2928 SADDLEBROOK, FINDLAY, OH 45840-2981 |
| Document Number | 02559/5891 |
| Book / Page | 2559 / 5891 |
| Instrument Date | Jul 30, 2019 |
| Instrument | 201900006287 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2023 |
| Title Company | GOLDEN KEY TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2928 SADDLEBROOK, FINDLAY, OH 45840-2981 |
| Document Number | 201900006288 |
|---|---|
| Date | Aug 01, 2019 |
| Instrument | 201900006288 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2049 |
Source: Hancock County records · Assessment roll updated May 29, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hancock County |
| County Subdivision | Liberty Township |
| Unified School District | Liberty-Benton Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,804.00 (+19.29%) | $135,390 (+22.02%) Land $22,490 Building $112,900 | $386,830 (+22.01%) Land $64,250 Building $322,580 |
| 2023 | $4,027.00 (+0.98%) Homeowner's exemption | $110,960 (-) Land $18,430 Building $92,530 | |
| 2022 | $3,988.00 Homeowner's exemption | $110,960 Land $18,430 Building $92,530 | $317,050 Land $52,670 Building $264,380 |
Source: FEMA National Flood Hazard Layer as of June 2, 2011 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Benton Ridge Telephone Company Fixed Wireless | 400 / 40 |
| HDER Link Fixed Wireless | 100 / 100 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Defiance Holdings.
Based on FCC filings for 216 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | FINDLAY CITY PWS serves 54,040 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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