2925 River Rd, Melrose, NY 12121 Property Records

Rensselaer County and Schaghticoke Town property record for 2925 River Rd, Melrose, NY 12121

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 837 sqft · built 1954
Lot Size0.37 acres (16,117 sqft)
OwnerIndividual Name on Record
Last Sale$499,000 (Nov 2025)
Tax Bill$4,505 (2026)
Deeds & MortgagesJul 2021 Refinance
Nov 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN384289 30.-3-20

Property Details

APN / Parcel Number

Primary APN384289 30.-3-20
Alternative APN
  • 315L154150

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area837 sqft Living Area
1st Floor Area837 sqft

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Architectural StyleOther
Exterior MaterialWood
Lot Area16,117 sqft (0.37 acres)
Lot Dimensions179 ft deep x 89 ft wide
PorchPorch
Porch Area141 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number315L154150
Street Address2925 RIVER RD
CityMELROSE
StateNY
Zip12121-2522
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeFFO
Legal Block3
Legal Lot Number20.000
JurisdictionRENSSELAER NY
Township / Civil DivisionSCHAGHTICOKE
Census Block Group3
Census Block3028
Census Tract51901

Owner

Source: Rensselaer County and Schaghticoke Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2925 RIVER RD, MELROSE, NY 12121-2522
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Jul 8, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
MAKO INTERNATIONAL LLC
Nov 17, 2025Deed, Transfer · Conventional Mortgage
BROADVIEW FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 17, 2025 · Amount on Record
Deed SaleNov 17, 2025 · Amount on Record
Prior SaleMay 9, 2022 · Amount on Record
Deed Book / Page11119 / 236
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRENSSELAER NY
Property Address2925 RIVER RD, MELROSE, NY 12121-2522
Transaction TypeMortgage
Record UpdatedDec 17, 2025
Title CompanyMISC COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0096500097
DateJul 8, 2021
Book Page9650/97
Instrument2021-592109
Lender
NameMAKO INTERNATIONAL LLC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

November 2025: Deed, Transfer

Document TypeDeed
JurisdictionRENSSELAER NY
Recording DateNov 17, 2025
Property Address2925 RIVER RD, MELROSE, NY 12121-2522
Document Number0111190236
Book / Page11119 / 236
Instrument DateNov 7, 2025
Instrument2025-663887
Transaction TypeTransfer
Record UpdatedDec 17, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2025663888
DateNov 17, 2025
Instrument2025-663888
Lender
NameBROADVIEW FCU
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2055

Tax Assessment & Valuation

Source: Rensselaer County and Schaghticoke Town assessment roll, as of May 15, 2026

Property Jurisdictions

TypeName
StateNew York
CountyRensselaer County
County SubdivisionSchaghticoke Town
Unified School DistrictMechanicville City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,505.00 (+0.45%)
2025$4,485.00 (+143.09%)$32,900 (-) Land $9,900 Building $23,000$231,039 (+6.6%) Land $69,522 Building $161,517
2024$1,845.00 (-3.71%)$32,900 (-) Land $9,900 Building $23,000$216,733 (+5.73%) Land $65,218 Building $151,515
2023$32,900 (+32.13%) Land $9,900 Building $23,000$204,984 (+46.12%) Land $61,682 Building $143,302
2022$1,916.00$24,900 Land $9,900 Building $15,000$140,282 Land $55,775 Building $84,507

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims2 (2004–2024)
Claims Outside the SFHA1 of 2
Most Recent ClaimAug 2024 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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