Rensselaer County and Schaghticoke Town property record for 2907 River Rd, Melrose, NY 12121
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,340 sqft · built 1949 |
| Lot Size | 0.87 acres (37,897 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,117 (2026) |
| Deeds & Mortgages | Oct 2023 Mortgage Apr 2022 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 384289 30.-3-18 |
| Primary APN | 384289 30.-3-18 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,340 sqft Living Area |
| 1st Floor Area | 1,076 sqft |
| Upper Floors Area | 264 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 37,897 sqft (0.87 acres) |
| Lot Dimensions | 270 ft deep x 150 ft wide |
| View / Lot | Waterfront |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 212 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 315J127300 |
|---|---|
| Street Address | 2907 RIVER RD |
| City | MELROSE |
| State | NY |
| Zip | 12121-2522 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | FFO |
| Legal Block | 3 |
| Legal Lot Number | 18.000 |
| Jurisdiction | RENSSELAER NY |
| Township / Civil Division | SCHAGHTICOKE |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 51901 |
2907 River Rd is owned and occupied by an individual who acquired it in October 2023.
Source: Rensselaer County and Schaghticoke Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2907 RIVER RD, MELROSE, NY 12121-2522 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 27, 2023 | Warranty Deed, Transfer · ARM BROADVIEW FEDERAL CREDIT UNION |
| Apr 15, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance STATE EMPLOYEES FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 13, 2023 |
| Transfer Doc | 0105200328 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Recording Date | Oct 27, 2023 |
| Property Address | 2907 RIVER RD, MELROSE, NY 12121-2522 |
| Document Number | 0105200328 |
| Book / Page | 10520 / 328 |
| Instrument Date | Oct 13, 2023 |
| Instrument | 2023-634134 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2907 RIVER RD, MELROSE, NY 12121-2522 |
| Document Number | 0105200332 |
|---|---|
| Date | Oct 27, 2023 |
| Book Page | 10520/332 |
| Instrument | 2023-634135 |
| Name | BROADVIEW FEDERAL CREDIT UNION |
|---|
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Type Change Date | Nov 1, 2053 |
| Index | Other |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Property Address | 2907 RIVER RD, MELROSE, NY 12121-2522 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0100240199 |
|---|---|
| Date | Apr 15, 2022 |
| Book Page | 10024/199 |
| Instrument | 2022-609400 |
| Name | STATE EMPLOYEES FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2037 |
The 2026 property tax bill for 2907 River Rd was $6,117 with a homeowner's exemption, up 1.1% from the year before.
Source: Rensselaer County and Schaghticoke Town assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Rensselaer County |
| County Subdivision | Schaghticoke Town |
| Unified School District | Mechanicville City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,117.00 (+1.09%) Homeowner's exemption | ||
| 2025 | $6,051.00 | $48,000 Land $10,200 Building $37,800 | $337,079 Land $71,629 Building $265,450 |
| 2023 | $48,000 (+2.56%) Land $10,200 Building $37,800 | $299,065 (+13.43%) Land $63,551 Building $235,514 | |
| 2022 | $3,146.00 Homeowner's exemption | $46,800 Land $10,200 Building $36,600 | $263,662 Land $57,465 Building $206,197 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2907 River Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (2004–2024) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Aug 2024 · Severe Storm And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2907 River Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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