2872 E Cotton Ln, Gilbert, AZ 85234 Property Records

Maricopa County property record for 2872 E Cotton Ln, Gilbert, AZ 85234 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,266 sqft · built 2002
Lot Size	0.234 acres (10,200 sqft)
Owner	Individual Name on File
Last Sale	$330,000 (Feb 2015)
Tax Bill	$2,653 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`304-14-902`

Property Details

APN / Parcel Number

Primary APN	`304-14-902`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,266 sqft Living Area
1st Floor Area	2,266 sqft

Exterior

Year Built	Built 2002
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	10,200 sqft (0.234 acres)
Parking Spaces	3 Parking Spaces
Pool Area	400 sqft
Patio Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	2872 E COTTON LN
City	GILBERT
State	AZ
Zip	85234-6391
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGLEY GROVES WEST MCR 510-15
Legal Range	06E
Legal Township	01S
Legal Section	10
Legal Quarter	SE
Quarter-Quarter Section	SW
Legal Subdivision	HIGLEY GROVES WEST
Legal Lot Number	328
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2008
Census Tract	422656

Owner

Source: Maricopa County records · APN 304-14-902

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2872 E COTTON LN, GILBERT, AZ 85234-6391
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 20, 2015 · Amount on Record
Deed Sale	Feb 20, 2015 · Amount on Record
Prior Sale	May 18, 2010
Deed Document Number	20150111139
Record Updated	Jun 08, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2872 E COTTON LN, GILBERT, AZ 85234-6391
Transaction Type	Mortgage
Record Updated	Jul 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2872 E COTTON LN, GILBERT, AZ 85234-6391

Mortgage

Document Number	0000855446
Date	Sep 14, 2020
Instrument	20200855446

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 01, 2035

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$61,970 (+2.67%)	$619,700 (+2.67%) Land $123,900 Building $495,800
2025	$2,653.00 (+6.33%)
2024		$60,360	$603,600 Land $120,700 Building $482,900
2022	$2,495.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Maricopa County (04013C), updated October 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 040134226562, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Oct 2025, rainfall accumulation, Severe Storms And Flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 452 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Cox Communications	Cable	2,000 / 100
Verizon	Fixed Wireless	300 / 20
Lumen Technologies	DSL	140 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.