Hillsborough County property record for 2925 Stearns Rd, Valrico, FL 33596
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,216 sqft · built 1965 |
| Lot Size | 2.35 acres (102,432 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $240,000 (Feb 2013) |
| Tax Bill | $4,219 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Aug 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 087478-0000 |
| Primary APN | 087478-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,216 sqft Living Area |
| Gross Area | 2,316 sqft |
| 1st Floor Area | 2,216 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 102,432 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 100 sqft |
| Patio Area | 154 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0874780000 |
|---|---|
| Street Address | 2925 STEARNS RD |
| City | VALRICO |
| State | FL |
| Zip | 33596-6445 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AS-1 |
| Legal Description | W 1/2 OF E 1/2 OF NE 1/4 OF SW 1/4 OF NW 1/4 LESS ROAD R/W |
| Legal Range | 21E |
| Legal Township | 30S |
| Legal Section | 08 |
| Legal Subdivision | UNPLATTED |
| Legal Tract | ZZZ |
| Legal Block | 4 |
| Legal Lot Number | 31450 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | BRANDON |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 13208 |
Source: Hillsborough County records, as of September 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2925 STEARNS RD, VALRICO, FL 33596-6445 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 12, 2021 | Deed of Trust, Mortgage · FHA Mortgage M & T BANK |
| Aug 17, 2021 | Deed of Trust, Mortgage · Line of Credit SYNOVUS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 20, 2013 · Amount on File |
| Deed Sale | Feb 20, 2013 · Amount on File |
| Prior Sale | Aug 24, 2012 · Amount on File |
| Deed Document Number | 201370012 |
| Deed Book / Page | 21691 / 177 |
| Prior Transfer Date | Mar 9, 2012 |
| Prior Transfer Doc | 0000113441 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 2925 STEARNS RD, VALRICO, FL 33596-6445 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2925 STEARNS RD, VALRICO, FL 33596-6445 |
| Document Number | 0000239606 |
|---|---|
| Date | May 12, 2021 |
| Instrument | 2021239606 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | GETZVILLE, NY 14068 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 261 Months |
| Due | Feb 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 2925 STEARNS RD, VALRICO, FL 33596-6445 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2925 STEARNS RD, VALRICO, FL 33596-6445 |
| Document Number | 0000416608 |
|---|---|
| Date | Aug 17, 2021 |
| Instrument | 2021416608 |
| Name | SYNOVUS BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, GA 31901 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $246,721 (+2.7%) | $442,939 (+4.5%) Land $252,684 Building $190,255 | |
| 2025 | $4,219.00 (+13.08%) Homeowner's exemption | $240,235 (+5.99%) | $423,885 (+9.91%) Land $230,711 Building $193,174 |
| 2023 | $3,731.00 (+5.16%) Homeowner's exemption | $226,665 (+3%) | $385,663 (-3.34%) Land $197,752 Building $187,911 |
| 2022 | $3,548.00 Homeowner's exemption | $220,063 | $398,980 Land $164,794 Building $234,186 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 48 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 48 in force |
| Nearby Flood Claims | 12 (1997–2024) |
| Claims Outside the SFHA | 1 of 12 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · lower than 74% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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