2908 Stearns Rd, Valrico, FL 33596 Property Records

Hillsborough County property record for 2908 Stearns Rd, Valrico, FL 33596

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,342 sqft · built 1981
Lot Size2.58 acres (112,767 sqft)
Owner2 Individual Names on Record
Last Sale$600,000 (Jul 2024)
Tax Bill$9,040 (2025)
Deeds & MortgagesJul 2024 Sale & Mortgage
Flood ZoneZone A (high risk)
APN087469-5000

Property Details

APN / Parcel Number

Primary APN087469-5000
Alternative APN
  • U083021ZZZ000004313000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,342 sqft Living Area
Gross Area2,718 sqft
1st Floor Area2,342 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 2003
Architectural StyleMansion
Exterior MaterialMasonry/Stucco
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area112,767 sqft

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
Pool Area40 sqft
PorchOpen Porch
Porch Area376 sqft
Deck AreaDeck Area
Patio Area200 sqft
Shed1 Shed
Shed Area72 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0874695000
Street Address2908 STEARNS RD
CityVALRICO
StateFL
Zip33596-6461
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAS-1
Legal DescriptionE 3/4 OF SE 1/4 OF NW 1/4 OF NW 1/4 LESS E 4-1/2 ACRES
Legal Range21E
Legal Township30S
Legal Section08
Legal SubdivisionUNPLATTED
Legal TractZZZ
Legal Block4
Legal Lot Number31300
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionBRANDON
Census Block Group1
Census Block1010
Census Tract13208

Owner

Source: Hillsborough County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2908 STEARNS RD, VALRICO, FL 33596-6461
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 29, 2024 · Amount on Record
Deed SaleJul 29, 2024 · Amount on Record
Prior SaleFeb 14, 2014 · Amount on Record
Deed Document Number2024319148
Prior Transfer DateFeb 18, 2013
Prior Transfer Doc0217070733
Record UpdatedOct 29, 2026

July 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateJul 29, 2024
Property Address2908 STEARNS RD, VALRICO, FL 33596-6461
Document Number0000319148
Instrument DateJul 26, 2024
Instrument2024319148
Transaction TypeTransfer
Record UpdatedDec 18, 2025
Title CompanyFIRST TITLE SOURCE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,200.00
Amount AccuracyRounded by County
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2908 STEAMS ROAD, VALRICO, FL 33596

Transferred To (Grantee/Buyer)

NameVerified Name
Address2908 STEARNS RD, VALRICO, FL 33596-6461

Mortgage

Document Number0000319149
DateJul 29, 2024
Instrument2024319149
Lender
NameNEXA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2054

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$483,757 (+4.58%) Land $309,103 Building $174,654$483,757 (+4.58%) Land $309,103 Building $174,654
2025$9,040.00 (+107.15%)$462,579 (+72.57%) Land $282,224 Building $180,355$462,579 (+6.27%) Land $282,224 Building $180,355
2023$4,364.00 (+4.8%) Homeowner's exemption Veteran's exemption$268,060 (+3%)$435,270 (+7.57%) Land $241,906 Building $193,364
2022$4,164.00 Homeowner's exemption Veteran's exemption$260,252$404,628 Land $201,589 Building $203,039

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 48 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies48 in force
Nearby Flood Claims12 (1997–2024)
Claims Outside the SFHA1 of 12
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 6 claims
  • Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 54% of the US · lower than 74% of Florida
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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