2940 Stearns Rd, Valrico, FL 33596 Property Records

Hillsborough County property record for 2940 Stearns Rd, Valrico, FL 33596

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 2,961 sqft · built 1987
Lot Size	1.06 acres (46,600 sqft)
Owner	2 Individual Names on File
Last Sale	$625,000 (Aug 2023)
Tax Bill	$7,974 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`087471-0500`

Property Details

APN / Parcel Number

Primary APN	`087471-0500`
Alternative APN	`U083021ZZZ000004313500`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,961 sqft Living Area
Gross Area	3,545 sqft
1st Floor Area	1,569 sqft
Upper Floors Area	240 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2014
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	46,600 sqft

Exterior Amenities

Porch	Florida Room
Porch Area	776 sqft
Patio Area	780 sqft
Gazebo	100 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0874710500
Street Address	2940 STEARNS RD
City	VALRICO
State	FL
Zip	33596-6461
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AS-1
Legal Description	TRACT BEG AT NE COR OF SE 1/4 OF NW 1/4 OF NW 1/4 THN RUN N 88 DEG 52 MIN 57 SEC E 221.19 FT THN S 00 DEG 04 MIN 29 SEC W 146.66 FT THN S 89 DEG 08 MIN 44 SEC W 115.45 FT THN S 00 DEG 02 MIN 46 SEC E 486.48 FT THN S 89 DEG 13 MIN 32 SEC W 15 FT THN N
Legal Range	21E
Legal Township	30S
Legal Section	08
Legal Subdivision	UNPLATTED
Legal Tract	ZZZ
Legal Block	4
Legal Lot Number	31350
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	BRANDON
Census Block Group	1
Census Block	1010
Census Tract	13208

Owner

2940 Stearns Rd is owned and occupied by two individuals who bought it in August 2023.

Source: Hillsborough County records, as of September 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2940 STEARNS RD, VALRICO, FL 33596-6461
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2023 · Amount on File
Deed Sale	Aug 28, 2023 · Amount on File
Prior Sale	Sep 20, 2019 · Amount on File
Deed Document Number	2023385302
Prior Transfer Date	Aug 19, 2002
Prior Transfer Doc	0000181548
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Aug 28, 2023
Property Address	2940 STEARNS RD, VALRICO, FL 33596-6461
Document Number	0000385302
Instrument Date	Aug 25, 2023
Instrument	2023385302
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,375.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2125 SHADY OAKS DR, VALRICO, FL 33594-4633

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2940 STEARNS RD, VALRICO, FL 33596-6461

Mortgage

Document Number	0000385303
Date	Aug 28, 2023
Instrument	2023385303

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 2940 Stearns Rd was $7,974 with a homeowner's exemption.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$423,336 (+1.28%) Land $121,900 Building $301,436	$423,336 (+1.28%) Land $121,900 Building $301,436
2025	$7,974.00 Homeowner's exemption	$418,005 Land $111,300 Building $306,705	$418,005 Land $111,300 Building $306,705
2023	$6,569.00 (+9.72%)	$347,455 (+5.92%) Land $95,400 Building $252,055	$347,455 (+5.92%) Land $95,400 Building $252,055
2022	$5,987.00	$328,031 Land $79,500 Building $248,531	$328,031 Land $79,500 Building $248,531

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2940 Stearns Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 48 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	48 in force
Nearby Flood Claims	12 (1997–2024)
Claims Outside the SFHA	1 of 12
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 6 claims Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2940 Stearns Rd is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20