Brevard County property record for 2925 Garden Ter NE, Palm Bay, FL 32905
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,424 sqft · built 1962 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $168,000 (Dec 2018) |
| Tax Bill | $2,057 (2025) |
| Deeds & Mortgages | Dec 2018 Sale & Mortgage May 2017 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-37-25-FO-38-17 |
| Primary APN | 28-37-25-FO-38-17 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,424 sqft Living Area |
| Gross Area | 2,002 sqft |
| 1st Floor Area | 1,424 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 338 sqft |
| Porch | Florida Room |
| Porch Area | 240 sqft |
| Deck Area | 456 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2833126 |
|---|---|
| Street Address | 2925 GARDEN TER NE |
| City | PALM BAY |
| State | FL |
| Zip | 32905-5621 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS2 |
| Legal Description | PORT MALABAR UNIT 4 LOT 17 BLK 38 |
| Legal Range | 37E |
| Legal Township | 28S |
| Legal Section | 25 |
| Legal Subdivision | PORT MALABAR UNIT 4 |
| Legal Block | 38 |
| Legal Lot Number | 17 |
| Legal Unit | 4 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | PALM BAY |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 65201 |
2925 Garden Ter NE is owned and occupied by two individuals who bought it in December 2018.
Source: Brevard County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2925 GARDEN TER NE, PALM BAY, FL 32905-5621 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 18, 2018 | Warranty Deed, Transfer NAVY FCU |
| May 10, 2017 | Warranty Deed, Transfer PENINSULA TITLE SERVICES, PENINSULA TITLE SVCS |
| Apr 25, 2017 | Warranty Deed, Transfer PENINSULA TITLE SERVICES, PENINSULA TITLE SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 18, 2018 · Amount on File |
| Deed Sale | Dec 18, 2018 · Amount on File |
| Prior Sale | May 10, 2017 · Amount on File |
| Deed Document Number | 2018277441 |
| Deed Book / Page | 8331 / 119 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Dec 18, 2018 |
| Property Address | 2925 GARDEN TER NE, PALM BAY, FL 32905-5621 |
| Document Number | 0083310119 |
| Book / Page | 008331 / 000119 |
| Instrument Date | Dec 14, 2018 |
| Instrument | 277441 |
| Transaction Type | Transfer |
| Record Updated | Jan 7, 2019 |
| Title Company | PENINSULA TITLE SERVICES, PENINSULA TITLE SVCS |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,176.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2925 GARDEN TER NE PALM BAY FL 329055621, PALM BAY, FL 32905-5621 |
| Document Number | 83310120 |
|---|---|
| Date | Dec 18, 2018 |
| Book Page | 008331/000120 |
| Instrument | 277442 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Dec 17, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | May 10, 2017 |
| Property Address | 2925 GARDEN TER NE, PALM BAY, FL 32905-5621 |
| Document Number | 0078852688 |
| Book / Page | 007885 / 002688 |
| Instrument Date | May 5, 2017 |
| Instrument | 97633 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2017 |
| Title Company | PENINSULA TITLE SERVICES, PENINSULA TITLE SVCS |
| Amount | Amount on Record |
|---|---|
| Tax | $693.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1134 GOLDENROD CIR NE PALM BAY FL 329058623, PALM BAY, FL 32905-8623 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Apr 25, 2017 |
| Property Address | 2925 GARDEN TER NE, PALM BAY, FL 32905-5621 |
| Document Number | 0078731857 |
| Book / Page | 007873 / 001857 |
| Instrument Date | Apr 12, 2017 |
| Instrument | 85329 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2017 |
| Title Company | PENINSULA TITLE SERVICES, PENINSULA TITLE SVCS |
| Amount | Amount on Record |
|---|---|
| Tax | $420.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 241 HURST RD NE PALM BAY FL 329071567, PALM BAY, FL 32907-1567 |
The 2025 property tax bill for 2925 Garden Ter NE was $2,057 with a homeowner's exemption.
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Municipality | Palm Bay City |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $155,710 (+2.7%) | $230,350 (+1.28%) | |
| 2025 | $2,057.00 Homeowner's exemption | $151,620 | $227,430 Land $70,000 Building $157,430 |
| 2023 | $1,946.00 (+4.74%) Homeowner's exemption | $143,060 (+2.99%) | $240,110 (+10.36%) Land $35,000 Building $205,110 |
| 2022 | $1,858.00 Homeowner's exemption | $138,900 | $217,570 Land $35,000 Building $182,570 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2925 Garden Ter NE in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 18 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2925 Garden Ter NE is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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