2933 Garden Ter NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 2933 Garden Ter NE, Palm Bay, FL 32905

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 874 sqft · built 1962
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$40,000 (Nov 1994)
Tax Bill	$243 (2025)
Deeds & Mortgages	Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-37-25-FO-38-18`

Property Details

APN / Parcel Number

Primary APN	`28-37-25-FO-38-18`
Alternative APNs	`28-37-25-FO-00038.0-0018.00` `2833127`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	874 sqft Living Area
Gross Area	1,350 sqft
1st Floor Area	874 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1995
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Type	Carport
Garage Area	286 sqft
Carport	Carport
Carport Area	286 sqft
Porch	Enclosed/Unfinished Porch
Porch Area	190 sqft
Patio Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Gravity Furnace

Location & Zoning

Account Number	2833127
Street Address	2933 GARDEN TER NE
City	PALM BAY
State	FL
Zip	32905-5621
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS2
Legal Description	PORT MALABAR UNIT 4 LOT 18 BLK 38
Legal Range	37E
Legal Township	28S
Legal Section	25
Legal Subdivision	PORT MALABAR UNIT 4
Legal Block	38
Legal Lot Number	18
Legal Unit	4
Jurisdiction	BREVARD FL
Township / Civil Division	PALM BAY
Census Block Group	4
Census Block	4012
Census Tract	65201

Owner

2933 Garden Ter NE is owned and occupied by two individuals who bought it in November 1994.

Source: Brevard County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2933 GARDEN TER NE, PALM BAY, FL 32905-5621
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 1994 · Amount on File
Deed Sale	Nov 30, 1994 · Amount on File
Deed Book / Page	3438 / 2221
Prior Transfer Date	Oct 20, 1993
Prior Transfer Doc	3334000704
Record Updated	Sep 20, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	2933 GARDEN TER NE, PALM BAY, FL 32905-5621
Document Number	0078652290
Book / Page	007865 / 002290
Instrument Date	Apr 8, 2017
Transaction Type	Mortgage
Record Updated	Jun 19, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2933 GARDEN TER NE PALM BAY FL 329055621, PALM BAY, FL 32905-5621

Mortgage

Document Number	0078652290
Date	Apr 14, 2017
Book Page	007865/002290
Instrument	77668

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 13, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 2933 Garden Ter NE was $243 with a homeowner's exemption.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Palm Bay City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$35,410 (+2.7%)	$145,670 (-3.73%)
2025	$243.00 Homeowner's exemption	$34,480	$151,320 Land $70,000 Building $81,320
2023	$205.00 (+10.81%) Homeowner's exemption	$32,540 (+2.97%)	$156,170 (+13.51%) Land $35,000 Building $121,170
2022	$185.00 Homeowner's exemption	$31,600	$137,580 Land $35,000 Building $102,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2933 Garden Ter NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2933 Garden Ter NE is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20