Brevard County property record for 2901 Garden Ter NE, Palm Bay, FL 32905
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,056 sqft · built 1962 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $220,000 (Apr 2026) |
| Tax Bill | $3,132 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-37-25-FO-38-14 |
| Primary APN | 28-37-25-FO-38-14 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,056 sqft Living Area |
| Gross Area | 1,850 sqft |
| 1st Floor Area | 1,056 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 100 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 432 sqft |
| Porch | Florida Room |
| Porch Area | 230 sqft |
| Patio Area | 100 sqft |
| Cooling System | None |
|---|
| Account Number | 2833123 |
|---|---|
| Street Address | 2901 GARDEN TER NE |
| City | PALM BAY |
| State | FL |
| Zip | 32905-5621 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS2 |
| Legal Description | PORT MALABAR UNIT 4 LOT 14 BLK 38 |
| Legal Range | 37E |
| Legal Township | 28S |
| Legal Section | 25 |
| Legal Subdivision | PORT MALABAR UNIT 4 |
| Legal Block | 38 |
| Legal Lot Number | 14 |
| Legal Unit | 4 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | PALM BAY |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 65201 |
2901 Garden Ter NE is owned and occupied by two individuals who bought it in April 2026.
Source: Brevard County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2901 GARDEN TER NE, PALM BAY, FL 32905-5621 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 15, 2026 | Warranty Deed, Transfer · VA Mortgage NAVY FEDERAL CREDIT UNION |
| Apr 15, 2026 | Warranty Deed, Transfer · VA Mortgage NAVY FEDERAL CREDIT UNION |
| Apr 7, 2021 | Warranty Deed, Transfer · Commercial Mortgage COLONY AMERICAN FINANCE LENDER LLC |
| Jun 7, 2017 | Quit Claim Deed, Transfer FIRST INT'L TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 15, 2026 · Amount on File |
| Deed Sale | Apr 15, 2026 · Amount on File |
| Prior Sale | Apr 7, 2025 · Amount on File |
| Deed Document Number | 202675878 |
| Deed Book / Page | 10599 / 817 |
| Prior Transfer Date | Mar 30, 2021 |
| Prior Transfer Doc | 0090782025 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Apr 15, 2026 |
| Property Address | 2901 GARDEN TER NE, PALM BAY, FL 32905-5621 |
| Document Number | 0000075878 |
| Book / Page | 10599 / 817 |
| Instrument Date | Mar 26, 2026 |
| Instrument | 2026.75878 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2026 |
| Title Company | PROFESSIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $155,540.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000075879, |
|---|---|
| Date | Apr 15, 2026 |
| Instrument | 2026..75879 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Apr 15, 2026 |
| Property Address | 2901 GARDEN TER NE, PALM BAY, FL 32905-5621 |
| Document Number | 0105990817 |
| Book / Page | 10599 / 817 |
| Instrument Date | Mar 26, 2026 |
| Instrument | 202675878 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | PROFESSIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $155,540.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000075879, |
|---|---|
| Date | Apr 15, 2026 |
| Instrument | 202675879 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Apr 7, 2021 |
| Property Address | 2901 GARDEN TER NE, PALM BAY, FL 32905-5621 |
| Document Number | 0090782025 |
| Book / Page | 9078 / 2025 |
| Map Reference | MB 14 PG 18-23 |
| Instrument Date | Mar 30, 2021 |
| Instrument | 2021088040 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2022 |
| Title Company | TITLE STREAM, TITLE TEAM |
| Amount | Amount on Record |
|---|---|
| Tax | $3,983.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 320 N COCOA BLVD, 320, COCOA, FL 32922-7775 |
| Name | Verified Name |
|---|---|
| Address | 3400 POSEIDON WAY, INDIALANTIC, FL 32903-1840 |
| Investor | Possibly a Property Investor |
| Document Number | 0090782029 |
|---|---|
| Date | Apr 7, 2021 |
| Instrument | 9078/2029 |
| Name | COLONY AMERICAN FINANCE LENDER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Jun 7, 2017 |
| Property Address | 2901 GARDEN TER NE, PALM BAY, FL 32905-5621 |
| Document Number | 0079090203 |
| Book / Page | 007909 / 000203 |
| Instrument Date | May 31, 2017 |
| Instrument | 119883 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2017 |
| Title Company | FIRST INT'L TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3400 POSEIDON WAY INDIALANTIC FL 329031840, INDIALANTIC, FL 32903-1840 |
The 2025 property tax bill for 2901 Garden Ter NE was $3,132, down 2.6% from the year before.
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Municipality | Palm Bay City |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $168,460 (-0.54%) | $168,460 (-0.54%) | |
| 2025 | $3,132.00 (-2.55%) | $169,380 | $169,380 |
| 2024 | $3,214.00 (-1.05%) | ||
| 2023 | $3,248.00 (+10.33%) | $176,340 (+14.18%) Land $35,000 Building $141,340 | $176,340 (+14.18%) Land $35,000 Building $141,340 |
| 2022 | $2,944.00 | $154,440 Land $35,000 Building $119,440 | $154,440 Land $35,000 Building $119,440 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2901 Garden Ter NE in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 18 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2901 Garden Ter NE is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures