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2856 Copper Trl, Elko, NV 89801 Property Records

Elko County property record for 2856 Copper Trl, Elko, NV 89801

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,242 sqft · built 2018
Lot Size0.096 acres (4,182 sqft)
OwnerIndividual Name on Record
Last Sale$263,000 (Apr 2020)
Tax Bill$3,475 (2026)
Deeds & MortgagesApr 2020 Transfer
Apr 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN001-61J-014

Property Details

APN / Parcel Number

Primary APN001-61J-014
Alternative APN
  • 001-61J-006

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures11 Plumbing Fixtures
Stories1 Story
Building Area1,242 sqft Living Area
Gross Area1,714 sqft
1st Floor Area1,242 sqft

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area4,182 sqft (0.096 acres)
Garage TypeAttached
Garage Area472 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address2856 COPPER TRL
CityELKO
StateNV
Zip89801-4518
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeZR1
Legal DescriptionCOPPER TRAILS UNIT 2 MAP FILE 731523 LOT 12 LOCATED IN SEC 9 TWP 34N RGE 55E MDB&M FORMERLY A PORTION OF 001-61J-006 NO HARD
Legal Range55E
Legal Township34N
Legal Section09
Legal SubdivisionCOPPER TRAILS UNIT 2
Legal Block3
Legal Lot Number12
Legal Unit2
JurisdictionELKO NV
Township / Civil DivisionELKO
Census Block Group3
Census Block3000
Census Tract950701

Owner

Source: Elko County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2856 COPPER TRL, ELKO, NV 89801-4518
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Apr 6, 2020Quit Claim Deed, Transfer
STEWART TITLE ELKO
Apr 6, 2020Bargain and Sale Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 10, 2018Bargain and Sale Deed, Transfer · Conventional Mortgage
ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 6, 2020 · Amount on Record
Deed SaleApr 6, 2020 · Amount on Record
Prior SaleSep 10, 2018 · Amount on Record
Deed Document Number2020767148
Prior Transfer DateApr 3, 2020
Prior Transfer Doc0000767149
Record UpdatedOct 29, 2026

April 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionELKO NV
Recording DateApr 6, 2020
Property Address2856 COPPER TRL, ELKO, NV 89801-4518
Document Number0000767149
Instrument DateApr 3, 2020
Instrument767149
Transaction TypeTransfer
Record UpdatedJun 1, 2020
Title CompanySTEWART TITLE ELKO

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address2124 S RIDGE POINT WAY BOISE ID 837128517, BOISE, ID 83712-8517

April 2020: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionELKO NV
Recording DateApr 6, 2020
Property Address2856 COPPER TRL, ELKO, NV 89801-4518
Document Number0000767148
Map ReferenceFILE 731523
Instrument DateMar 25, 2020
Instrument767148
Transaction TypeTransfer
Record UpdatedSep 6, 2021
Title CompanySTEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,025.70
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2856 COPPER TRL, ELKO, NV 89801-4518

Mortgage

Document Number0000767150
DateApr 6, 2020
Instrument767150
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2050

September 2018: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionELKO NV
Recording DateSep 10, 2018
Property Address2856 COPPER TRL, ELKO, NV 89801-4518
Document Number0000745843
Map ReferenceFILE731523
Instrument DateAug 23, 2018
Instrument745843
Transaction TypeTransfer
Record UpdatedSep 6, 2021
Title CompanySTEWART TITLE ELKO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address207 BROOKWOOD DR, 207, ELKO, NV 89801-2301

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2856 COPPER TRL, ELKO, NV 89801-4518

Mortgage

Document Number0000745844
DateSep 10, 2018
Instrument745844
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2048

Tax Assessment & Valuation

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateNevada
CountyElko County
MunicipalityElko City
Unified School DistrictElko County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,475.00 (+3.02%)$103,507 (-1.55%) Land $25,200 Building $78,307$295,734 (-1.55%) Land $72,000 Building $223,734
2025$3,373.00 (+12.7%)$105,140 (+15.55%) Land $25,200 Building $79,940$300,400 (+15.55%) Land $72,000 Building $228,400
2023$2,993.00 (+2.99%)$90,990 (+14.64%) Land $15,750 Building $75,240$259,971 (+14.64%) Land $45,000 Building $214,971
2022$2,906.00$79,367 Land $15,750 Building $63,617$226,763 Land $45,000 Building $181,763

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2002)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2002 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskExtreme
above 97.3% of the US · above 91% of Nevada
Wildfire Likelihood2% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ELKO
serves 23,000 people · EPA ID NV0000272
Water SourceGroundwater
Last State InspectionSep 2024
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Anthem Broadband of Nevada
Fiber		2,000 / 2,000
Zito Media
Cable		1,000 / 25
White Cloud Communications
Fixed Wireless		200 / 50
Hot Spot Broadband
Fixed Wireless		100 / 50

May also be available: AT&T, CC Communications Broadband, Rise Broadband, Verizon.

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