Osceola County property record for 2923 Clay Whaley Rd, Saint Cloud, FL 34772
| Property Type | Mobile Home |
|---|---|
| Details | 2 bd · 2 ba · 940 sqft · built 1992 |
| Lot Size | 12.5 acres (547,114 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $80,000 (May 1992) |
| Tax Bill | $3,314 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 86207 |
| Primary APN | 86207 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 940 sqft Heated Area |
| 1st Floor Area | 700 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1992 |
|---|---|
| Architectural Style | Mobile/Manufactured |
| Exterior Material | Aluminum Siding |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 547,114 sqft (12.5 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 580 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 64 sqft |
|---|---|
| Shed | 1 Shed |
| Shed Area | 110 sqft |
| Pole Barn | 2,800 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 86207 |
|---|---|
| Street Address | 2923 CLAY WHALEY RD |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7651 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | OAC |
| Legal Description | E 377.2 FT OF E 1/2 OF SE 1/4 LESS S 20 FT FOR RD R/W & LESS S 1175 FT |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 17 |
| Legal Subdivision | KISSIMMEE PARK |
| Legal Block | 50 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 43209 |
Source: Osceola County records, as of December 11, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2923 CLAY WHALEY RD, SAINT CLOUD, FL 34772-7651 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 26, 1992 · Amount on Record |
| Deed Sale | May 26, 1992 · Amount on Record |
| Deed Document Number | 0010691571 |
| Record Updated | Jun 8, 2026 |
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,314.00 (+6.18%) | $316,200 (-0.22%) Land $263,800 Building $52,400 | $316,200 (-0.22%) Land $263,800 Building $52,400 |
| 2023 | $3,121.00 (+9.55%) | $316,900 (+10.19%) Land $263,800 Building $53,100 | $316,900 (+10.19%) Land $263,800 Building $53,100 |
| 2022 | $2,849.00 | $287,600 Land $246,200 Building $41,400 | $287,600 Land $246,200 Building $41,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 136 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 136 in force |
| Nearby Flood Claims | 4 (2011–2022) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Oct 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 83% of the US · above 74% of Florida |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 25 / 3 |
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