2920 Clay Whaley Rd, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2920 Clay Whaley Rd, Saint Cloud, FL 34772

Property Summary

Property Type	Pasture
Details	2 ba · 1,732 sqft · built 1971
Lot Size	28.8 acres (1,258,448 sqft)
Owner	Company Name on Record
Last Sale	$2,500,000 (Jan 2022)
Tax Bill	$3,257 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Mar 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`21-26-30-0000-0020-0000`

Property Details

APN / Parcel Number

Primary APN	`21-26-30-0000-0020-0000`
Alternative APNs	`263021000000200000` `86275`

Interior

Full Baths	2 Baths
Units	2 Units
Stories	1 Story
Building Area	1,732 sqft Gross Area
1st Floor Area	1,652 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	1,258,448 sqft (28.8 acres)
Lot Depth	28 ft Depth
Garage Type	Carport
Garage Area	502 sqft
Carport	Carport
Carport Area	502 sqft
Porch	Finished/Open Porch
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	2920 CLAY WHALEY RD
City	SAINT CLOUD
State	FL
Zip	34772-7626
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Pasture
Local Zoning Code	AC
Legal Description	COM AT NW COR OF SEC 21, S00-15-17E 20 FT TO POB; S89-36-17E 987.72 FT, S00-27-07E 1299.63 FT, N89-37-35W 988.40 FT, N00-15-17W 1300 FT TO POB
Legal Range	30E
Legal Township	26S
Legal Section	21
Legal Subdivision	ACREAGE & UNREC
Legal Tract	0000
Legal Block	20
Legal Lot Number	20
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1004
Census Tract	43209

Owner

Source: Osceola County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	9101 POINT CYPRESS DR, ORLANDO, FL 32836-5478
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2022	Deed of Trust, Mortgage BKB PROPERTIES LLC
Mar 20, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 20, 2022 · Amount on Record
Deed Sale	Jan 20, 2022 · Amount on Record
Prior Sale	Mar 20, 2018 · Amount on Record
Deed Document Number	202210263
Deed Book / Page	6132 / 1705
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2920 CLAY WHALEY RD, SAINT CLOUD, FL 34772-7626
Transaction Type	Mortgage
Record Updated	Jan 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9101 POINT CYPRESS DR, ORLANDO, FL 32836-5478

Mortgage

Document Number	0061321712
Date	Jan 20, 2022
Book Page	6132/1712
Instrument	2022010265

Lender

Name	BKB PROPERTIES LLC
Type	Non-Lending Institution
Address	OLD HICKORY, TN 37138

Agreement

Amount	Amount Recorded

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 20, 2018
Property Address	2920 CLAY WHALEY RD, SAINT CLOUD, FL 34772-7626
Document Number	0053040595
Book / Page	005304 / 000595
Instrument Date	Mar 19, 2018
Instrument	45182
Transaction Type	Transfer
Record Updated	Apr 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$4,725.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1552 STOKLEY LN OLD HICKORY TN 371382374, OLD HICKORY, TN 37138-2374

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,257.00 (+1.12%)	$182,000 (-91.86%)	$399,000 (-82.15%) Land $243,100 Building $155,900
2024	$3,221.00 (-92%)
2023	$40,245.00 (+1,308.15%)	$2,234,700 (+1,126.51%) Land $2,027,900 Building $206,800	$2,234,700 (+203.88%) Land $2,027,900 Building $206,800
2022	$2,858.00	$182,200 Land $36,200 Building $146,000	$735,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 136 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	136 in force
Nearby Flood Claims	4 (2011–2022)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Oct 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 67% of Florida
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

May also be available: Hotwire Communications.

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