29222 River Dr, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 29222 River Dr, Punta Gorda, FL 33982

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 789 sqft · built 1984
Lot Size	0.459 acres (20,000 sqft)
Owner	Individual Name on Record
Last Sale	$162,900 (Dec 2020)
Tax Bill	$591 (2024)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`40-23-24-327-003`

Property Details

APN / Parcel Number

Primary APN	`40-23-24-327-003`
Alternative APNs	`0096932-000300-8` `10004622439`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	789 sqft Living Area
Gross Area	1,169 sqft

Exterior

Year Built	Built 1984
Architectural Style	Other
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Wood Shingle
Lot Area	20,000 sqft (0.459 acres)
Lot Dimensions	100 ft deep x 200 ft wide
Garage Area	276 sqft
Driveway	Driveway
Driveway Area	1 sqft

Exterior Amenities

Porch	Finished/Screened Porch
Porch Area	104 sqft
Shed	1 Shed
Shed Area	100 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	10004622439
Old Parcel Number	00969320003008
Street Address	29222 RIVER DR
City	PUNTA GORDA
State	FL
Zip	33982-1224
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF5
Legal Description	SAS 00A 0003 0004 SAN SOUCI UN A BLK3 LTS 4 5 6 & 7 733/161 L/E3756/1195 DC4651/1267-GMG 4682/1151
Legal Range	23E
Legal Township	40S
Legal Section	24
Legal Subdivision	SAN SOUCI
Legal Block	3
Legal Lot Number	4-7 5
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	1
Census Block	1085
Census Tract	10200

Owner

Source: Charlotte County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	29222 RIVER DR, PUNTA GORDA, FL 33982-1224
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2020 · Amount on Record
Deed Sale	Dec 23, 2020 · Amount on Record
Deed Document Number	2886409
Deed Book / Page	4682 / 1151
Record Updated	Jun 8, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Dec 23, 2020
Property Address	29222 RIVER DR, PUNTA GORDA, FL 33982-1224
Document Number	0046821151
Book / Page	4682 / 1151
Map Reference	MB 1 PG 48
Instrument Date	Dec 23, 2020
Instrument	2886409
Transaction Type	Transfer
Record Updated	Feb 7, 2022
Title Company	HOMETOWN TTL & CLOSING SVC L

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,140.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2200 KINGS HWY # HWY3L, 2200, PORT CHARLOTTE, FL 33980-5759

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	29222 RIVER DR, PUNTA GORDA, FL 33982-1224

Mortgage

Document Number	0046821154
Date	Dec 23, 2020
Instrument	4682/1154

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Disabled Person's exemption Veteran's exemption	$92,136 (+5.99%)	$71,454 (-3.57%) Land $15,939 Building $55,515
2024	$591.00 (+6.87%)
2023	$553.00 (+8.22%) Disabled Person's exemption Veteran's exemption	$86,931 (+7.9%)	$74,100 (-17.28%) Land $15,939 Building $58,161
2022	$511.00 Disabled Person's exemption	$80,568	$89,583 Land $13,196 Building $76,387

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 126 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	126 in force
Nearby Flood Claims	68 (1982–2024)
Claims Outside the SFHA	4 of 68
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 29 claims Hurricane Helene, Sep 2024 · 14 claims Hurricane Ian, Sep 2022 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 84% of the US · above 76% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20