29175 River Dr, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 29175 River Dr, Punta Gorda, FL 33982

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,936 sqft · built 1990
Lot Size8.16 acres (355,534 sqft)
Owner2 Individual Names on Record
Last Sale$3,000 (Feb 2017)
Tax Bill$4,228 (2025)
Deeds & MortgagesMar 2020 Mortgage
Flood ZoneZone VE (high risk)
APN40-23-24-329-001

Property Details

APN / Parcel Number

Primary APN40-23-24-329-001
Alternative APNs
  • 0071134-000500-5
  • 10004622443

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,936 sqft Living Area
Gross Area2,336 sqft

Exterior

Year BuiltBuilt 1990
Architectural StyleOther
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof MaterialMetal
Lot Area355,534 sqft (8.16 acres)

Exterior Amenities

PorchOpen Porch
Porch Area400 sqft
Shed1 Shed
Shed Area192 sqft
Total Buildings4 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number10004622443
Old Parcel Number00711340005005
Street Address29175 RIVER DR
CityPUNTA GORDA
StateFL
Zip33982-1223
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePKR
Legal DescriptionZZZ 244023 P9-4 24-40-23 P-9-4 .589 A M/L COM AT SW COR LT 1 BLK 1 SAN SOUCI UNIT AE 100.06FT FOR POB CONT ALG S R
Legal Range23E
Legal Township40S
Legal Section24
Legal SubdivisionSANS SOUTH UN A
Legal Block1
Legal Lot Number1
Legal UnitAE
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group1
Census Block1082
Census Tract10200

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address29175 RIVER DR, PUNTA GORDA, FL 33982-1223
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 9, 2017 · Amount on Record
Deed SaleFeb 9, 2017 · Amount on Record
Prior SaleFeb 2, 2015
Deed Document Number2500157
Deed Book / Page3938 / 1789
Record UpdatedJun 8, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address29175 RIVER DR, PUNTA GORDA, FL 33982-1223
Transaction TypeMortgage
Record UpdatedJul 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0045480310
DateMar 6, 2020
Book Page4548/310
Instrument2793091
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
AddressSTRONGSVILLE, OH 44136
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2050

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,228.00 (-12.1%) Homeowner's exemption$320,296 (+8.81%)$413,059 (+0.95%) Land $180,267 Building $232,792
2023$4,810.00 (+3.91%) Homeowner's exemption$294,356 (+3%)$409,181 (+24.1%) Land $176,700 Building $232,481
2022$4,629.00 Homeowner's exemption$285,783$329,730 Land $150,195 Building $179,535

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone VE
high risk · coastal, wave action
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation13.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 126 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies126 in force
Nearby Flood Claims68 (1982–2024)
Claims Outside the SFHA4 of 68
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 29 claims
  • Hurricane Helene, Sep 2024 · 14 claims
  • Hurricane Ian, Sep 2022 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 74% of the US · above 60% of Florida
Wildfire Likelihood0.3% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE COUNTY UTILITIES
serves 173,820 people · EPA ID FL5084100
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead10 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

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