Charlotte County property record for 29205 River Dr, Punta Gorda, FL 33982
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,059 sqft · built 1925 |
| Lot Size | 0.66 acres (28,749 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $175,000 (Aug 2018) |
| Tax Bill | $2,630 (2025) |
| Deeds & Mortgages | Jun 2021 Transfer Aug 2018 Sale & Mortgage |
| Flood Zone | Zone VE (high risk) |
| APN | 402324329004 |
| Primary APN | 402324329004 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,059 sqft Living Area |
| Gross Area | 1,826 sqft |
| 1st Floor Area | 1,059 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 28,749 sqft (0.66 acres) |
| View / Lot | Waterfront |
| Garage Type | Carport |
| Garage Area | 294 sqft |
| Carport | Carport |
| Carport Area | 294 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 401 sqft |
| Deck Area | Deck Area |
| Patio Area | 144 sqft |
| Guest House | 256 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 00711320000002 |
|---|---|
| Street Address | 29205 RIVER DR |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33982-1223 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF5 |
| Legal Description | 24 40 23 P-9-2 .55 AC. M/L BEG AT SW COR LOT 1 BLK 1 SANS SOUCI PB 1 PG 48 TH SE/LY ALONG S LINE LOT 1 & S/LY LINE RIVER DR 388.20 F T TO POB TH CONT ALONG RIVER DR 135 FT M/L TH S 33D 39M E 144 FT TO SHELL CK & CANAL TH W/LY ALONG CREEK & CANAL 225 |
| Legal Range | 23E |
| Legal Township | 40S |
| Legal Section | 24 |
| Legal Subdivision | SAND SOUCI UNIT A |
| Legal Tract | ZZZ |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 1 |
| Census Block | 1082 |
| Census Tract | 10200 |
Source: Charlotte County assessment roll, as of November 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 164 COUNTY ROAD 1904, SILVERTHORNE, CO 80498-9507 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 28, 2021 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Aug 7, 2018 | Warranty Deed, Transfer · Conventional Mortgage JOSEPH & DENA C DIGANGI |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 7, 2018 · Amount on Record |
| Deed Sale | Aug 7, 2018 · Amount on Record |
| Prior Sale | Oct 7, 2015 · Amount on Record |
| Deed Document Number | 20182635914 |
| Deed Book / Page | 4345 / 1449 |
| Last Transfer Date | Jun 28, 2021 |
| Transfer Doc | 0047940439 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Jun 28, 2021 |
| Property Address | 29205 RIVER DR, PUNTA GORDA, FL 33982-1223 |
| Document Number | 0047940439 |
| Book / Page | 4794 / 439 |
| Instrument Date | Jun 28, 2021 |
| Instrument | 2964917 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 164 COUNTY ROAD 1904, SILVERTHORNE, CO 80498-9507 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Aug 7, 2018 |
| Property Address | 29205 RIVER DR, PUNTA GORDA, FL 33982-1223 |
| Document Number | 0043451449 |
| Book / Page | 004345 / 001449 |
| Instrument Date | Aug 6, 2018 |
| Instrument | 2635914 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,225.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 164 COUNTY ROAD 1904 SILVERTHORNE CO 804989507, SILVERTHORNE, CO 80498-9507 |
| Document Number | 43451452 |
|---|---|
| Date | Aug 7, 2018 |
| Book Page | 004345/001452 |
| Instrument | 2635915 |
| Name | JOSEPH & DENA C DIGANGI |
|---|---|
| Address | 565 RIDGECREST DR, PUNTA GORDA, FL 33982-8525 |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Aug 6, 2020 |
| Rate | 6% |
|---|
Source: Charlotte County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,630.00 (-41.92%) | $174,400 (-20.72%) Land $168,300 Building $6,100 | $174,400 (-28.32%) Land $168,300 Building $6,100 |
| 2024 | $4,528.00 (+2.03%) | ||
| 2023 | $4,438.00 (-1.64%) | $219,974 (-21.62%) | $243,291 (-13.31%) Land $198,000 Building $45,291 |
| 2022 | $4,512.00 | $280,641 Land $168,300 Building $112,341 | $280,641 Land $168,300 Building $112,341 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 13.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 126 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 126 in force |
| Nearby Flood Claims | 68 (1982–2024) |
| Claims Outside the SFHA | 4 of 68 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 84% of the US · above 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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