2791 Keady Mill Loop, Kannapolis, NC 28081 Property Records

Cabarrus County property record for 2791 Keady Mill Loop, Kannapolis, NC 28081

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,186 sqft · built 2014
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$395,000 (Jun 2021)
Tax Bill	$5,772 (2025)
Deeds & Mortgages	Jan 2017 Mortgage Jun 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04051F0356.000000`

Property Details

APN / Parcel Number

Primary APN	`04051F0356.000000`
Alternative APNs	`5602 67 9763` `100105` `147122`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,186 sqft Living Area
Gross Area	3,586 sqft
1st Floor Area	1,452 sqft
Upper Floors Area	1,734 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Exterior Material	Asbestos
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	144 ft deep x 90 ft wide
Garage Type	Mixed
Garage Area	400 sqft
Driveway	Driveway
Driveway Area	736 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	95 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	147122
Street Address	2791 KEADY MILL LOOP
City	KANNAPOLIS
State	NC
Zip	28081-6443
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-TND
Legal Description	LT 356 VILLAGE AT KELLSWATER BRIDGE
Legal Subdivision	KELLSWATER BRIDGE
Legal Lot Number	356
Jurisdiction	CABARRUS NC
Township / Civil Division	4, KANNAPOLIS
Census Block Group	3
Census Block	3008
Census Tract	41202

Owner

Source: Cabarrus County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2791 KEADY MILL LOOP, KANNAPOLIS, NC 28081-6443
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2017	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 18, 2021	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 26, 2018	Deed of Trust, Mortgage · Conventional with PMI PRIMELENDING
Oct 7, 2017	Deed of Trust, Mortgage · FHA Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 18, 2021 · Amount on Record
Deed Sale	Jun 18, 2021 · Amount on Record
Prior Sale	Mar 26, 2015 · Amount on Record
Deed Document Number	0015264110
Deed Book / Page	15264 / 110
Record Updated	Jun 8, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	2791 KEADY MILL LOOP, KANNAPOLIS, NC 28081-6443
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012329250
Date	Jan 23, 2017
Book Page	12329/0250
Instrument	12329-0250

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Jun 18, 2021
Property Address	2791 KEADY MILL LOOP, KANNAPOLIS, NC 28081-6443
Document Number	0015264110
Book / Page	15264 / 110
Map Reference	MB 51 PG 5
Instrument Date	Jun 9, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$790.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	418 CORAL ROSE DR, 418, IRMO, SC 29063-7503

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2791 KEADY MILL LOOP, CHERRYVILLE, NC 28021

Mortgage

Document Number	0015264113
Date	Jun 18, 2021
Instrument	15264/113

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	2791 KEADY MILL LOOP, KANNAPOLIS, NC 28081-6443
Document Number	13251120
Instrument Date	Oct 26, 2018
Transaction Type	Mortgage
Record Updated	Nov 9, 2018
Title Company	NATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2791 KEADY MILL LOOP KANNAPOLIS NC 280816443, KANNAPOLIS, NC 28081-6443

Mortgage

Document Number	13251120
Date	Oct 31, 2018
Book Page	013251/000120
Instrument	27496

Lender

Name	PRIMELENDING
Address	DALLAS, TX 75252

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	300 Months
Due	Oct 30, 2043

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	2791 KEADY MILL LOOP, KANNAPOLIS, NC 28081-6443
Document Number	12714231
Book / Page	012714 / 000231
Instrument Date	Oct 7, 2017
Transaction Type	Mortgage
Record Updated	Oct 31, 2017
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2791 KEADY MILL LOOP KANNAPOLIS NC 280816443, KANNAPOLIS, NC 28081-6443

Mortgage

Document Number	12714231
Date	Oct 11, 2017
Book Page	012714/000231
Instrument	26423

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 10, 2047

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Kannapolis City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,772.00 (+21.26%)	$508,370 (+46.33%) Land $92,000 Building $416,370
2024			$508,370 (+46.33%) Land $92,000 Building $416,370
2023	$4,760.00	$347,410 Land $58,000 Building $289,410	$347,410 Land $58,000 Building $289,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KANNAPOLIS serves 56,050 people · EPA ID NC0180065
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Uniti Group Fiber	2,000 / 2,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Hotwire Communications Fiber	1,000 / 200
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA.

Cell Coverage

5G (outdoors only) and 4G LTE

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