2920 S 3rd St, Niles, MI 49120 Property Records

Berrien County property record for 2920 S 3rd St, Niles, MI 49120

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,950 sqft · built 1930
Lot Size0.5 acres (21,780 sqft)
OwnerIndividual Name on Record
Last Sale$171,000 (Apr 2019)
Tax Bill$2,087 (2025)
Deeds & MortgagesNov 2022 Line of Credit
Apr 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN14-0123-0015-01-9

Property Details

APN / Parcel Number

Primary APN14-0123-0015-01-9
Alternative APN
  • 11-14-0123-0015-01-9

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,950 sqft Living Area
1st Floor Area1,475 sqft
Basement Area949 sqft
Unfinished Basement949 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Lot Area21,780 sqft (0.5 acres)
Lot Dimensions330 ft deep x 66 ft wide
Garage Area864 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address2920 S 3RD ST
CityNILES
StateMI
Zip49120-4702
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1B
Legal DescriptionCOM 16 RDS S OF N1/4 PST SEC 23 T8S R17W TH W 20 RDS TH S 4 RDS TH E 20 RDS TH N 4 RDS TO BEG SEE SUR 1298/572
Legal Range17W
Legal Township08S
Legal Section23
JurisdictionBERRIEN MI
Township / Civil DivisionNILES
Census Block Group2
Census Block2009
Census Tract21100

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2920 S 3RD ST, NILES, MI 49120-4702
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 10, 2022Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BANK WESTERN MICHIGAN
Apr 2, 2019Warranty Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 2, 2019 · Amount on Record
Deed SaleApr 2, 2019 · Amount on Record
Prior SaleApr 2, 2019 · Amount on Record
Deed Book / Page3233 / 2483
Prior Transfer DateOct 6, 2011
Prior Transfer Doc02972/0112
Record UpdatedOct 29, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERRIEN MI
Property Address2920 S 3RD ST, NILES, MI 49120-4702
Transaction TypeMortgage
Record UpdatedNov 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2925 S 3RD ST, NILES, MI 49120-4701

Mortgage

Document Number03391/2581
DateNov 10, 2022
Book Page3391/2581
Instrument2022366909
Lender
NameFIFTH THIRD BANK WESTERN MICHIGAN
TypeBank
AddressGRAND RAPIDS, MI 49546
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBERRIEN MI
Recording DateApr 2, 2019
Property Address2920 S 3RD ST, NILES, MI 49120-4702
Document Number03233/2483
Book / Page3233 / 2483
Instrument DateMar 29, 2019
Transaction TypeTransfer
Record UpdatedNov 9, 2023
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,470.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2920 S 3RD ST, NILES, MI 49120-4702

Mortgage

Document Number0032332485
DateApr 2, 2019
Instrument3233/2485
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2049

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBerrien County
County SubdivisionNiles Township
Unified School DistrictBrandywine Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$121,900 (+54.3%)$243,800 (+54.3%)
2025$2,087.00 (+13.06%)
2023$79,000$158,000
2022$1,846.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNILES
serves 14,215 people · EPA ID MI0004740
Water SourceGroundwater
Last State InspectionJun 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Midwest Energy & Communications
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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