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2913 S 3rd St, Niles, MI 49120 Property Records

Berrien County property record for 2913 S 3rd St, Niles, MI 49120

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,394 sqft · built 1955
Lot Size0.76 acres (33,106 sqft)
Owner2 Individual Names on Record
Last Sale$190,000 (Jan 2024)
Tax Bill$3,333 (2025)
Deeds & MortgagesJan 2024 Sale & Mortgage
Dec 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN14-0123-0096-00-1

Property Details

APN / Parcel Number

Primary APN14-0123-0096-00-1
Alternative APN
  • 11-14-0123-0096-00-1

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,394 sqft Living Area
1st Floor Area1,394 sqft
Basement Area1,024 sqft
Unfinished Basement1,024 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleRaised Ranch
Lot Area33,106 sqft (0.76 acres)
Lot Dimensions199 ft deep x 100 ft wide
Garage Area1,368 sqft
Parking Spaces5 Parking Spaces
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address2913 S 3RD ST
CityNILES
StateMI
Zip49120-4701
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1B
Legal DescriptionCOM 150'S & 33'E OF N 1/4 PST SEC 23 T8S R17W TH E 125' TH N 75' TH E 120' TH S 175' TH W 245' TH N TO POB
Legal Range17W
Legal Township08S
Legal Section23
JurisdictionBERRIEN MI
Township / Civil DivisionNILES
Census Block Group2
Census Block2005
Census Tract21100

Owner

Source: Berrien County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address2913 S 3RD ST, NILES, MI 49120-4701
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 4, 2024Warranty Deed, Transfer · Conventional Mortgage
EMBRACE HOME LOANS INC
Dec 14, 2020Deed of Trust, Mortgage · Line of Credit
HONOR CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 4, 2024 · Amount on Record
Deed SaleJan 4, 2024 · Amount on Record
Prior SaleOct 3, 2008 · Amount on Record
Deed Document Number2024395722
Deed Book / Page3418 / 2267
Record UpdatedOct 29, 2026

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBERRIEN MI
Recording DateJan 4, 2024
Property Address2913 S 3RD ST, NILES, MI 49120-4701
Document Number03418/2267
Book / Page3418 / 2267
Instrument DateJan 3, 2024
Instrument2024395722
Transaction TypeTransfer
Record UpdatedJan 23, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,425.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2913 S 3RD ST, NILES, MI 49120-4701

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2913 S 3RD ST, NILES, MI 49120-4701

Mortgage

Document Number2024395723
DateJan 4, 2024
Instrument2024395723
Lender
NameEMBRACE HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2054

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERRIEN MI
Property Address2913 S 3RD ST, NILES, MI 49120-4701
Transaction TypeMortgage
Record UpdatedNov 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number03304/1439
DateDec 14, 2020
Book Page3304/1439
Lender
NameHONOR CU
TypeCredit Union
AddressBERRIEN SPRINGS, MI 49103
Agreement
TypeLine of Credit
AmountAmount Recorded
Term239 Months
DueNov 28, 2040
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBerrien County
County SubdivisionNiles Township
Unified School DistrictBrandywine Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$126,500 (+33.16%)$253,000 (+33.16%)
2025$3,333.00 (+90.57%)
2023$95,000$190,000
2022$1,749.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNILES
serves 14,215 people · EPA ID MI0004740
Water SourceGroundwater
Last State InspectionJun 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, Midwest Energy & Communications, Surf Internet.

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