Berrien County property record for 2932 S 3rd St, Niles, MI 49120
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,536 sqft · built 2000 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $385,000 (Dec 2025) |
| Tax Bill | $2,929 (2025) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage Jun 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-0123-0017-00-3 |
| Primary APN | 14-0123-0017-00-3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,536 sqft Living Area |
| 1st Floor Area | 2,132 sqft |
| Basement Area | 2,132 sqft |
| Unfinished Basement | 300 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Lot Area | 43,560 sqft (1 acres) |
| Lot Dimensions | 660 ft deep x 66 ft wide |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2932 S 3RD ST |
|---|---|
| City | NILES |
| State | MI |
| Zip | 49120-4702 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1B |
| Legal Description | COM 505.3' S OF N1/4 PST SEC 23 T8S R17W TH W 659.4' (REC AS 40 RDS) TH S 66' TH E 659.6' (REC AS 40 RDS) TH N 66' TO BEG |
| Legal Range | 17W |
| Legal Township | 08S |
| Legal Section | 23 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | NILES |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 21100 |
2932 S 3rd St is owned and occupied by two individuals who bought it in December 2025.
Source: Berrien County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2932 S 3RD ST, NILES, MI 49120-4702 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 23, 2025 | Warranty Deed, Transfer · Conventional Mortgage 1ST SOURCE BANK |
| Jun 29, 2021 | Warranty Deed, Transfer · Conventional Mortgage CIRCLE FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 23, 2025 · Amount on File |
| Deed Sale | Dec 23, 2025 · Amount on File |
| Prior Sale | Jun 29, 2021 · Amount on File |
| Deed Document Number | 2025448757 |
| Deed Book / Page | 3467 / 908 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Dec 23, 2025 |
| Property Address | 2932 S 3RD ST, NILES, MI 49120-4702 |
| Document Number | 003467/908 |
| Book / Page | 3467 / 908 |
| Instrument Date | Dec 18, 2025 |
| Instrument | 2025448757 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,887.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2932 S 3RD ST, NILES, MI 49120-4702 |
| Document Number | 003467/910 |
|---|---|
| Date | Dec 23, 2025 |
| Book Page | 3467/910 |
| Instrument | 2025448758 |
| Name | 1ST SOURCE BANK |
|---|---|
| Type | Bank |
| Address | SOUTH BEND, IN 46601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 4, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Jun 29, 2021 |
| Property Address | 2932 S 3RD ST, NILES, MI 49120-4702 |
| Document Number | 03333/2786 |
| Book / Page | 3333 / 2786 |
| Instrument Date | Jun 18, 2021 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,537.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2932 S 3RD ST, NILES, MI 49120-4702 |
| Name | Verified Name |
|---|---|
| Address | 2932 S 3RD ST, NILES, MI 49120-4702 |
| Document Number | 0033332790 |
|---|---|
| Date | Jun 29, 2021 |
| Instrument | 3333/2790 |
| Name | CIRCLE FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 61 Months |
| Due | Jul 1, 2026 |
The 2025 property tax bill for 2932 S 3rd St was $2,929 with a homeowner's exemption, up 2.6% from the year before.
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | Niles Township |
| Unified School District | Brandywine Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $196,000 (+9.07%) | $392,000 (+9.07%) | |
| 2025 | $2,929.00 (+2.63%) Homeowner's exemption | $179,700 | $359,400 |
| 2024 | $2,854.00 | ||
| 2023 | $96,100 | $192,200 | |
| 2022 | $2,592.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 2932 S 3rd St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2932 S 3rd St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NILES serves 14,215 people · EPA ID MI0004740 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Midwest Energy & Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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