2775 Clay Whaley Rd, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2775 Clay Whaley Rd, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	4 Baths
Year Built	Built 2007
Square Footage	3,255 sqft Heated Area
Lot Size	204,645 sqft (4.69 acres)
Occupancy	Owner Occupied
Last Sale	$232,400 (2004)
Tax Bill	$712.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`155797`
Alternative APN	`172630495000011260`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Partial Baths	2 Partial Baths
Building Area	3,255 sqft Heated Area
Gross Area	4,860 sqft Gross Area
1st Floor	3,255 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2007
Exterior Material	Combination Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	204,645 sqft (4.69 acres)
Parking Spaces	4 Parking Spaces
Garage Type	Finished Garage
Garage Area	899 sqft Garage
Porch	Open Porch
Porch Area	656 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	155797
Street Address	2775 CLAY WHALEY RD
City	SAINT CLOUD
State	FL
Zip	34772-7471
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	S L & I C PB B PG 55 E 1/2 OF LOT 126
Legal Range	30E
Legal Township	26S
Legal Section	17
Legal Subdivision	KISSIMMEE PARK
Legal Tract	4950
Legal Block	1
Legal Lot Number	126
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1004
Census Tract	43209

Owner

Source: Osceola County records · APN 155797

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	2775 CLAY WHALEY RD, SAINT CLOUD, FL 34772-7471
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 26, 2004 · Amount on Record
Deed Sale	Jul 26, 2004 · Amount on Record
Deed Doc Number	0000258082
Record Refreshed	Jun 08, 2026

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 27, 2018
Property Address	2775 CLAY WHALEY RD, SAINT CLOUD, FL 34772-7471
Document Number	0053072207
Book / Page	005307 / 002207
Instrument Date	Mar 22, 2018
Instrument	49087
Transaction Type	Transfer
Record Updated	Apr 17, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$4,305.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3574 KAISER AVE ST CLOUD FL 347727328, ST CLOUD, FL 34772-7328

Mortgage

Document Number	53072209
Date	Mar 27, 2018
Book Page	005307/002209
Instrument	49088

Lender

Name	CENTERSTATE BK NA
Type	Bank
Address	SAINT CLOUD, FL 34771

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Mar 26, 2023

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$712.00 (+14.65%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$272,680 (+5.99%)	$707,200 (+1.59%) Land $164,500 Building $542,700
2023	$621.00 (-81.93%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$257,278 (+3%)	$696,100 (+28.76%) Land $164,500 Building $531,600
2022	$3,436.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$249,785	$540,600 Land $89,300 Building $451,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	High above 82% of the US · above 72% of Florida
Wildfire Likelihood	About 1 in 168 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.