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292 Ocean Commons Dr, Surfside Beach (Myrtle Beach), SC 29575 Property Records

Horry County property record for 292 Ocean Commons Dr, Surfside Beach, SC 29575 · Last verified February 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,344 sqft · built 2019
Lot Size0.139 acres (6,098 sqft)
Owner2 Individual Names on File
Last Sale$275,000 (Sep 2019)
Deeds & MortgagesMay 2021 Mortgage
Sep 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN459-11-01-0048

Property Details

APN / Parcel Number

Primary APN459-11-01-0048

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area2,344 sqft Living Area

Exterior

Year BuiltBuilt 2019
Exterior MaterialVinyl
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area6,098 sqft (0.139 acres)
Garage TypeAttached
Garage Area420 sqft
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Street Address292 OCEAN COMMONS DR
CitySURFSIDE BEACH
StateSC
Zip29575-5528
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRETREAT @ OCEAN COMMONS PH 3; LOT 100
Legal SubdivisionRETREAT @ OCEAN COMMONS PH 3
Legal Lot Number100
JurisdictionHORRY SC
Township / Civil DivisionMYRTLE BEACH
Census Block Group2
Census Block2005
Census Tract51403

Owner

Source: Horry County records · APN 459-11-01-0048

Assessment roll updated September 13, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address292 OCEAN COMMONS DR, SURFSIDE BEACH, SC 29575-5528
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 03, 2021Deed of Trust, Mortgage · VA Mortgage
PENNYMAC LOAN SERVICES
Sep 30, 2019Warranty Deed, Subdivision Related Transfer · VA Mortgage
DHI MTG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 30, 2019 · Amount on Record
Deed SaleSep 30, 2019 · Amount on Record
Deed Document Number0042463010
Deed Book / Page4246 / 3010
Record UpdatedJun 08, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHORRY SC
Property Address292 OCEAN COMMONS DR, SURFSIDE BEACH, SC 29575-5528
Transaction TypeMortgage
Record UpdatedSep 30, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address292 OCEAN COMMONS DR, MYRTLE BEACH, SC 29575-5528

Mortgage

Document Number63810000003205
DateMay 03, 2021
Book Page0000006381/0000003205
Lender
NamePENNYMAC LOAN SERVICES
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2051

September 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionHORRY SC
Recording DateSep 30, 2019
Property Address292 OCEAN COMMONS DR, SURFSIDE BEACH, SC 29575-5528
Document Number4246/3010
Book / Page004246 / 003010
Instrument DateSep 30, 2019
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 03, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,018.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address292 OCEAN COMMONS DR SURFSIDE BEACH SC 295755528, SURFSIDE BEACH, SC 29575-5528

Mortgage

Document Number6134/1817
DateSep 30, 2019
Book Page006134/001817
Lender
NameDHI MTG
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 29, 2049

Tax Assessment & Valuation

Source: Horry County records · Assessment roll updated September 13, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyHorry County
Unified School DistrictHorry County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearAssessed ValueAssessed Market Value
2024$25,786 (+56.3%) Land $7,500 Building $18,286$429,768 (+56.3%) Land $125,000 Building $304,768
2023$16,498 Land $2,752 Building $13,746$274,970 Land $45,870 Building $229,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Horry County (45051C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450510514032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 90 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies127 units insured
37 under condo master policies
Nearby Flood Claims21 (1996–2026)
Claims Outside the SFHA21 of 21
Most Recent ClaimJul 2026, rainfall accumulation
Claims By Storm
  • Severe Storms And Flooding, Oct 2015 · 4 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims
  • Severe Winds And Flooding Assoc With Hurricane Fran, Oct 1996 · 2 claims

Wildfire

Wildfire RiskLow
above 2% of the US · above 1% of South Carolina
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 437 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Horry Telephone CooperativeFiber2,000 / 2,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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