Horry County property record for 276 Ocean Commons Dr, Surfside Beach, SC 29575 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,777 sqft · built 2019 |
| Lot Size | 0.169 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $249,980 (Nov 2019) |
| Tax Bill | $1,125 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Nov 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 459-11-01-0051 |
| Primary APN | 459-11-01-0051 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,777 sqft Living Area |
| Year Built | Built 2019 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.169 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 276 OCEAN COMMONS DR |
|---|---|
| City | SURFSIDE BEACH |
| State | SC |
| Zip | 29575-5528 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RETREAT @ OCEAN COMMONS PH 3; LOT 103 |
| Legal Subdivision | RETREAT @ OCEAN COMMONS PH 3 |
| Legal Lot Number | 103 |
| Jurisdiction | HORRY SC |
| Township / Civil Division | MYRTLE BEACH |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 51403 |
Source: Horry County records · APN 459-11-01-0051
Assessment roll updated September 13, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 276 OCEAN COMMONS DR, SURFSIDE BEACH, SC 29575-5528 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOAN DEPOT COM |
| Nov 18, 2019 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 18, 2019 · Amount on Record |
| Deed Sale | Nov 18, 2019 · Amount on Record |
| Deed Document Number | 0042612553 |
| Deed Book / Page | 4261 / 2553 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HORRY SC |
| Property Address | 276 OCEAN COMMONS DR, SURFSIDE BEACH, SC 29575-5528 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Name | Verified Name |
|---|---|
| Address | 276 OCEAN COMMONS DR, MYRTLE BEACH, SC 29575-5528 |
| Document Number | 64020000003054 |
|---|---|
| Date | Jun 14, 2021 |
| Book Page | 0000006402/0000003054 |
| Name | LOAN DEPOT COM |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HORRY SC |
| Recording Date | Nov 18, 2019 |
| Property Address | 276 OCEAN COMMONS DR, SURFSIDE BEACH, SC 29575-5528 |
| Document Number | 4261/2553 |
| Book / Page | 004261 / 002553 |
| Instrument Date | Nov 14, 2019 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 03, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $925.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 276 OCEAN COMMONS DR SURFSIDE BEACH SC 295755528, SURFSIDE BEACH, SC 29575-5528 |
| Document Number | 6151/0843 |
|---|---|
| Date | Nov 18, 2019 |
| Book Page | 006151/000843 |
| Name | DHI MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 900 Months |
| Due | Nov 17, 2094 |
Source: Horry County records · Assessment roll updated September 13, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Horry County |
| Unified School District | Horry County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,125.00 | ||
| 2024 | $1,125.00 (+7.14%) | $23,202 (+136.76%) Land $7,560 Building $15,642 | $386,705 (+57.87%) Land $126,007 Building $260,698 |
| 2023 | $1,050.00 (+3.35%) | $9,800 (-33.32%) Land $1,870 Building $7,930 | $244,950 (-) Land $46,750 Building $198,200 |
| 2021 | $1,016.00 | $14,697 Land $2,805 Building $11,892 | $244,950 Land $46,750 Building $198,200 |
Source: FEMA National Flood Hazard Layer, Horry County (45051C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450510514032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 90 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 127 units insured 37 under condo master policies |
| Nearby Flood Claims | 21 (1996–2026) |
| Claims Outside the SFHA | 21 of 21 |
| Most Recent Claim | Jul 2026, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Low above 2% of the US · above 1% of South Carolina |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 437 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Horry Telephone Cooperative | Fiber | 2,000 / 2,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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