276 Ocean Commons Dr, Surfside Beach (Myrtle Beach), SC 29575 Property Records

Horry County property record for 276 Ocean Commons Dr, Surfside Beach, SC 29575 · Last verified February 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,777 sqft · built 2019
Lot Size0.169 acres (7,405 sqft)
Owner2 Individual Names on File
Last Sale$249,980 (Nov 2019)
Tax Bill$1,125 (2025)
Deeds & MortgagesJun 2021 Mortgage
Nov 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN459-11-01-0051

Property Details

APN / Parcel Number

Primary APN459-11-01-0051

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,777 sqft Living Area

Exterior

Year BuiltBuilt 2019
Architectural StyleRanch
Exterior MaterialVinyl
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area7,405 sqft (0.169 acres)
Garage TypeAttached
Garage Area420 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Street Address276 OCEAN COMMONS DR
CitySURFSIDE BEACH
StateSC
Zip29575-5528
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRETREAT @ OCEAN COMMONS PH 3; LOT 103
Legal SubdivisionRETREAT @ OCEAN COMMONS PH 3
Legal Lot Number103
JurisdictionHORRY SC
Township / Civil DivisionMYRTLE BEACH
Census Block Group2
Census Block2005
Census Tract51403

Owner

Source: Horry County records · APN 459-11-01-0051

Assessment roll updated September 13, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address276 OCEAN COMMONS DR, SURFSIDE BEACH, SC 29575-5528
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOAN DEPOT COM
Nov 18, 2019Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
DHI MTG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 18, 2019 · Amount on Record
Deed SaleNov 18, 2019 · Amount on Record
Deed Document Number0042612553
Deed Book / Page4261 / 2553
Record UpdatedJun 08, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHORRY SC
Property Address276 OCEAN COMMONS DR, SURFSIDE BEACH, SC 29575-5528
Transaction TypeMortgage
Record UpdatedSep 30, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address276 OCEAN COMMONS DR, MYRTLE BEACH, SC 29575-5528

Mortgage

Document Number64020000003054
DateJun 14, 2021
Book Page0000006402/0000003054
Lender
NameLOAN DEPOT COM
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2051

November 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionHORRY SC
Recording DateNov 18, 2019
Property Address276 OCEAN COMMONS DR, SURFSIDE BEACH, SC 29575-5528
Document Number4261/2553
Book / Page004261 / 002553
Instrument DateNov 14, 2019
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 03, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$925.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address276 OCEAN COMMONS DR SURFSIDE BEACH SC 295755528, SURFSIDE BEACH, SC 29575-5528

Mortgage

Document Number6151/0843
DateNov 18, 2019
Book Page006151/000843
Lender
NameDHI MTG
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term900 Months
DueNov 17, 2094

Tax Assessment & Valuation

Source: Horry County records · Assessment roll updated September 13, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyHorry County
Unified School DistrictHorry County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,125.00
2024$1,125.00 (+7.14%)$23,202 (+136.76%) Land $7,560 Building $15,642$386,705 (+57.87%) Land $126,007 Building $260,698
2023$1,050.00 (+3.35%)$9,800 (-33.32%) Land $1,870 Building $7,930$244,950 (-) Land $46,750 Building $198,200
2021$1,016.00$14,697 Land $2,805 Building $11,892$244,950 Land $46,750 Building $198,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Horry County (45051C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450510514032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 90 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies127 units insured
37 under condo master policies
Nearby Flood Claims21 (1996–2026)
Claims Outside the SFHA21 of 21
Most Recent ClaimJul 2026, rainfall accumulation
Claims By Storm
  • Severe Storms And Flooding, Oct 2015 · 4 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims
  • Severe Winds And Flooding Assoc With Hurricane Fran, Oct 1996 · 2 claims

Wildfire

Wildfire RiskLow
above 2% of the US · above 1% of South Carolina
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 437 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Horry Telephone CooperativeFiber2,000 / 2,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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