304 Ocean Commons Dr, Surfside Beach (Myrtle Beach), SC 29575 Property Records

Horry County property record for 304 Ocean Commons Dr, Surfside Beach, SC 29575 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,615 sqft · built 2019
Lot Size	0.139 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$399,000 (Sep 2025)
Tax Bill	$1,443 (2025)
Deeds & Mortgages	Sep 2025 Sale Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`459-06-04-0115`

Property Details

APN / Parcel Number

Primary APN	`459-06-04-0115`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,615 sqft Living Area

Exterior

Year Built	Built 2019
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.139 acres)
Garage Type	Attached
Garage Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	304 OCEAN COMMONS DR
City	SURFSIDE BEACH
State	SC
Zip	29575-5533
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RETREAT @ OCEAN COMMONS PH 3; LOT 97
Legal Subdivision	RETREAT @ OCEAN COMMONS PH 3
Legal Lot Number	97
Jurisdiction	HORRY SC
Township / Civil Division	MYRTLE BEACH
Census Block Group	2
Census Block	2005
Census Tract	51403

Owner

Source: Horry County records · APN 459-06-04-0115

Assessment roll updated September 13, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4596 NEW CARLISLE PIKE, SPRINGFIELD, OH 45504-3334
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Warranty Deed, Transfer
Oct 01, 2021	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE
Mar 19, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 30, 2025 · Amount on Record
Deed Sale	Sep 30, 2025 · Amount on Record
Prior Sale	Oct 01, 2021 · Amount on Record
Deed Document Number	2025000107364
Deed Book / Page	4996 / 713
Record Updated	Jun 08, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HORRY SC
Recording Date	Sep 30, 2025
Property Address	304 OCEAN COMMONS DR, SURFSIDE BEACH, SC 29575-5533
Document Number	0049960713
Book / Page	4996 / 713
Instrument Date	Sep 29, 2025
Instrument	2025000107364
Transaction Type	Transfer
Record Updated	Feb 06, 2026

Transaction

Amount	Amount Recorded
Tax	$14.77
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4596 NEW CARLISLE PIKE, SPRINGFIELD, OH 45504-3334

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HORRY SC
Recording Date	Oct 01, 2021
Property Address	304 OCEAN COMMONS DR, SURFSIDE BEACH, SC 29575-5533
Document Number	0044691794
Book / Page	4469 / 1794
Instrument Date	Sep 30, 2021
Transaction Type	Transfer
Record Updated	Apr 03, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 OCEAN COMMONS DR, SURFSIDE BEACH, SC 29575-5533

Mortgage

Document Number	0064561824
Date	Oct 01, 2021
Instrument	6456/1824

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Jan 01, 2051

March 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HORRY SC
Recording Date	Mar 19, 2020
Property Address	304 OCEAN COMMONS DR, SURFSIDE BEACH, SC 29575-5533
Document Number	4297/2786
Book / Page	004297 / 002786
Instrument Date	Feb 21, 2020
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 26, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$925.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 15204 FLORENCE SC 295060204, FLORENCE, SC 29506-0204

Mortgage

Document Number	6192/2712
Date	Mar 19, 2020
Book Page	006192/002712

Lender

Name	DHI MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 18, 2050

Tax Assessment & Valuation

Source: Horry County records · Assessment roll updated September 13, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Horry County
Unified School District	Horry County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,443.00
2024	$1,443.00 (-1.3%)	$22,095 (+50.31%) Land $7,500 Building $14,595	$368,255 (+50.34%) Land $125,000 Building $243,255
2023	$1,462.00 (-54.54%)	$14,700 (+0.02%) Land $2,750 Building $11,950	$244,950 (-) Land $45,850 Building $199,100
2021	$3,216.00	$14,697 Land $2,751 Building $11,946	$244,950 Land $45,850 Building $199,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Horry County (45051C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450510514032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 90 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	127 units insured 37 under condo master policies
Nearby Flood Claims	21 (1996–2026)
Claims Outside the SFHA	21 of 21
Most Recent Claim	Jul 2026, rainfall accumulation
Claims By Storm	Severe Storms And Flooding, Oct 2015 · 4 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims Severe Winds And Flooding Assoc With Hurricane Fran, Oct 1996 · 2 claims

Wildfire

Wildfire Risk	Low above 2% of the US · above 1% of South Carolina
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 437 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Horry Telephone Cooperative	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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