292 Cove Rd, Penhook, VA 24137 Property Records

Pittsylvania County property record for 292 Cove Rd, Penhook, VA 24137

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,286 sqft · built 1989
Lot Size	0.41 acres (17,860 sqft)
Owner	Company Name on File
Last Sale	$1,525,000 (Feb 2026)
Tax Bill	$4,338 (2026)
Deeds & Mortgages	Mar 2026 Transfer Jan 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1563-22-3187`

Property Details

APN / Parcel Number

Primary APN	`1563-22-3187`
Alternative APNs	`232673` `262416`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,286 sqft Living Area
Basement Area	1,600 sqft
Finished Basement	1,600 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2017
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	17,860 sqft (0.41 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic

Location & Zoning

Account Number	262416
Street Address	292 COVE RD
City	PENHOOK
State	VA
Zip	24137-2302
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC-1
Legal Description	SMITH MTN LAKE LOT A .41 AC DB824-209 MAP DB 674-646 GIFT
Legal Subdivision	MOUNTAIN LAKES
Legal Lot Number	A
Jurisdiction	PITTSYLVANIA VA
Township / Civil Division	CALLANDS-GRETNA
Census Block Group	3
Census Block	3008
Census Tract	10302

Owner

Source: Pittsylvania County records · APN 1563-22-3187

Assessment roll updated July 9, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	7419 WILD SENNA TER, MOSELEY, VA 23120-1099
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Mar 02, 2026	Gift Deed, Transfer
Jan 30, 2023	Intrafamily Transfer, Transfer
Nov 30, 2018	Deed of Trust, Mortgage · ARM AMERICAN NATIONAL BANK AND TRUST COMPANY
Jul 17, 2017	Deed of Trust, Mortgage · Stand-Alone Refinance AMERICAN NATIONAL BANK AND TRUST COMPANY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 02, 2026 · Amount on Record
Deed Sale	Feb 02, 2026 · Amount on Record
Prior Sale	Oct 06, 2016 · Amount on Record
Deed Document Number	2026504
Prior Transfer Date	Jul 13, 2022
Prior Transfer Doc	0000000443
Record Updated	Sep 20, 2026

March 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	PITTSYLVANIA VA
Recording Date	Mar 02, 2026
Property Address	292 COVE RD, PENHOOK, VA 24137-2302
Document Number	0260001060
Map Reference	DOC 26000503
Instrument Date	Feb 19, 2026
Instrument	260001060
Transaction Type	Transfer
Record Updated	Mar 24, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7419 WILD SENNA TER, MOSELEY, VA 23120-1099

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PITTSYLVANIA VA
Recording Date	Jan 30, 2023
Property Address	292 COVE RD, PENHOOK, VA 24137-2302
Document Number	0230000443
Instrument Date	Jul 13, 2022
Instrument	230000443
Transaction Type	Transfer
Record Updated	Mar 01, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	292 COVE RD, PENHOOK, VA 24137-2302

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PITTSYLVANIA VA
Property Address	292 COVE RD, PENHOOK, VA 24137-2302
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	LEGACY SETTLEMENT SERVICES LLC, LEGACY SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0180005598
Date	Nov 30, 2018
Instrument	180005598

Lender

Name	AMERICAN NATIONAL BANK AND TRUST COMPANY

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2048

Interest

Rate Type	Adjustable Rate
Rate	5.13%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 01, 2023

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PITTSYLVANIA VA
Property Address	292 COVE RD, PENHOOK, VA 24137-2302
Transaction Type	Mortgage
Record Updated	Aug 23, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 170003966
Date	Jul 17, 2017
Instrument	170003966

Lender

Name	AMERICAN NATIONAL BANK AND TRUST COMPANY

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Pittsylvania County records · Assessment roll updated July 9, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Pittsylvania County
Unified School District	Pittsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,338.00 (+0.02%)	$699,600 (-) Land $300,000 Building $399,600	$699,600 (-) Land $300,000 Building $399,600
2025	$4,337.00 (+10.72%)	$699,600 (-) Land $300,000 Building $399,600	$699,600 (-) Land $300,000 Building $399,600
2024	$3,917.00	$699,600 (+52.12%) Land $300,000 Building $399,600	$699,600 (+52.12%) Land $300,000 Building $399,600
2022		$459,900 Land $200,000 Building $259,900	$459,900 Land $200,000 Building $259,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 25, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Wilkes Telephone Membership Fiber	1,000 / 1,000
Shenandoah Telecommunications Company Cable	1,000 / 50

May also be available: SML Wireless.

Based on FCC filings for 113 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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