228 Cove Rd, Penhook, VA 24137 Property Records

Pittsylvania County property record for 228 Cove Rd, Penhook, VA 24137

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,268 sqft · built 1971
Lot Size	0.51 acres (22,216 sqft)
Owner	Company Name on Record
Last Sale	$750,000 (May 2026)
Tax Bill	$3,766 (2026)
Deeds & Mortgages	May 2026 Sale Oct 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1563-21-4786`

Property Details

APN / Parcel Number

Primary APN	`1563-21-4786`
Alternative APN	`260520`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,268 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1971
Effective Year Built	Effective 2007
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	22,216 sqft (0.51 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	260520
Street Address	228 COVE RD
City	PENHOOK
State	VA
Zip	24137
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC-1
Legal Description	SMITH MTN LAKE LOT E .51 AC
Legal Subdivision	F A MUNSON PROPERTY
Legal Lot Number	E
Jurisdiction	PITTSYLVANIA VA
Township / Civil Division	CALLANDS-GRETNA
Census Block Group	3
Census Block	3008
Census Tract	10302

Owner

Source: Pittsylvania County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2200 PLAINVIEW CTR, A, POWHATAN, VA 23139-5762
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE IN
Oct 11, 2022	Warranty Deed, Transfer · ARM FIRST CITIZENS BANK & TRUST COMPANY
Feb 11, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Apr 22, 2019	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2026 · Amount on Record
Deed Sale	May 18, 2026 · Amount on Record
Prior Sale	Oct 11, 2022 · Amount on Record
Deed Document Number	20262571
Record Updated	Sep 20, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	PITTSYLVANIA VA
Recording Date	May 18, 2026
Property Address	228 COVE RD, PENHOOK, VA 24137
Document Number	0000002571
Instrument Date	May 15, 2026
Instrument	20262571
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE IN

Transaction

Amount	Amount Recorded
Tax	$75,750.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	2200 PLAINVIEW CTR, POWHATAN, VA 23139-5762
Investor	Possibly a Property Investor

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PITTSYLVANIA VA
Recording Date	Oct 11, 2022
Property Address	228 COVE RD, PENHOOK, VA 24137
Document Number	0220005587
Instrument Date	Sep 30, 2022
Instrument	220005587
Transaction Type	Transfer
Record Updated	Nov 9, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3416 WELLINGTON DR SE, ROANOKE, VA 24014-6469

Mortgage

Document Number	0220005588
Date	Oct 11, 2022
Instrument	220005588

Lender

Name	FIRST CITIZENS BANK & TRUST COMPANY

Agreement

Type	ARM
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Type Change Date	Nov 1, 2032
Change Frequency	6 Months
Margin	3

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PITTSYLVANIA VA
Recording Date	Feb 11, 2022
Property Address	228 COVE RD, PENHOOK, VA 24137
Document Number	0220000766
Instrument Date	Jan 7, 2022
Instrument	220000766
Transaction Type	Transfer
Record Updated	Mar 2, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 513, HURT, VA 24563-0513

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PITTSYLVANIA VA
Property Address	228 COVE RD, PENHOOK, VA 24137
Transaction Type	Mortgage
Record Updated	Jul 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	190001750
Date	Apr 22, 2019
Instrument	190001750

Lender

Name	FIRST NATIONAL BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Pittsylvania County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Pittsylvania County
Unified School District	Pittsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,766.00 (+0.03%)	$607,400 (-) Land $300,000 Building $307,400	$607,400 (-) Land $300,000 Building $307,400
2025	$3,765.00	$607,400 (+71.97%) Land $300,000 Building $307,400	$607,400 (+71.97%) Land $300,000 Building $307,400
2022		$353,200 Land $170,000 Building $183,200	$353,200 Land $170,000 Building $183,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
RiverStreet Networks Fiber	1,000 / 1,000
Glo Fiber Cable	1,000 / 50

May also be available: SMLW Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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