244 Cove Rd, Penhook, VA 24137 Property Records

Pittsylvania County property record for 244 Cove Rd, Penhook, VA 24137

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,236 sqft · built 2016
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on Record
Last Sale	$891,000 (Jul 2025)
Tax Bill	$3,116 (2026)
Deeds & Mortgages	Jul 2022 Line of Credit May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1563-21-4867`

Property Details

APN / Parcel Number

Primary APN	`1563-21-4867`
Alternative APNs	`253530` `274440`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,236 sqft Living Area
Basement Area	1,236 sqft
Unfinished Basement	1,236 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	20,038 sqft (0.46 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	274440
Street Address	244 COVE RD
City	PENHOOK
State	VA
Zip	24137-2302
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC-1
Legal Description	SMITH MTN LAKE LOT D .46 AC
Legal Subdivision	PROPERTY/F A MUNSON
Legal Lot Number	D
Jurisdiction	PITTSYLVANIA VA
Township / Civil Division	CALLANDS-GRETNA
Census Block Group	3
Census Block	3008
Census Tract	10302

Owner

Source: Pittsylvania County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2830 WYCLIFFE AVE SW, ROANOKE, VA 24014-3232
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2022	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
May 14, 2021	Warranty Deed, Transfer · Conventional Mortgage ALCOVA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2025 · Amount on Record
Deed Sale	Jul 7, 2025 · Amount on Record
Prior Sale	May 14, 2021 · Amount on Record
Deed Document Number	20253301
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PITTSYLVANIA VA
Property Address	244 COVE RD, PENHOOK, VA 24137-2302
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	LENDRE RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220003975
Date	Jul 15, 2022
Instrument	220003975

Lender

Name	TRUIST BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PITTSYLVANIA VA
Recording Date	May 14, 2021
Property Address	244 COVE RD, PENHOOK, VA 24137-2302
Document Number	210003069
Instrument Date	May 12, 2021
Instrument	210003069
Transaction Type	Transfer
Record Updated	Jun 23, 2021
Title Company	VIRGINIA TITLE CENTER LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	244 COVE RD, PENHOOK, VA 24137-2302

Mortgage

Document Number	210003070
Date	May 14, 2021
Instrument	210003070

Lender

Name	ALCOVA MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.63%

Tax Assessment & Valuation

Source: Pittsylvania County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Pittsylvania County
Unified School District	Pittsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,116.00 (+0.03%)	$502,500 (+46.76%) Land $277,500 Building $225,000	$502,500 (+46.76%) Land $277,500 Building $225,000
2025	$3,115.00
2022		$342,400 Land $185,000 Building $157,400	$342,400 Land $185,000 Building $157,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
RiverStreet Networks Fiber	1,000 / 1,000
Glo Fiber Cable	1,000 / 50

May also be available: SMLW Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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