Bay County property record for 2918 E 14th Ct, Panama City, FL 32401
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,344 sqft · built 2021 |
| Lot Size | 0.312 acres (13,590 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $162,000 (Jul 2025) |
| Tax Bill | $531 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Feb 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 15202-010-000 |
| Primary APN | 15202-010-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| 1st Floor Area | 1,344 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,590 sqft (0.312 acres) |
| Lot Dimensions | 136 ft deep x 100 ft wide |
| Porch | Unfinished Open Porch |
| Porch Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2918 E 14TH CT |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-5052 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | R2 |
| Legal Description | 2 4S 14W -21.2- 118B2 COM NW COROF SEC TH E 1399.65 S 330.77 E 33.65 S 145 S 40.07 E 132.21 E 67.79 TO POB TH E 100.04, S 135.57, W 100.10, N 135.36 TO POB ORB 3705 P 913 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 02 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 1200 |
2918 E 14th Ct, a mobile home, is owned by two individuals who bought it in July 2025.
Source: Bay County records, as of March 26, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4535 E HIGHWAY 98, 25, PANAMA CITY, FL 32404-6527 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage 21ST MORTGAGE CORP |
| Feb 14, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 15, 2025 · Amount on File |
| Deed Sale | Jul 15, 2025 · Amount on File |
| Prior Sale | Sep 15, 2014 |
| Deed Document Number | 202539541 |
| Deed Book / Page | 4932 / 640 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 2918 E 14TH CT, PANAMA CITY, FL 32401-5052 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0042610446 |
|---|---|
| Date | Jun 10, 2020 |
| Book Page | 4261/446 |
| Instrument | 2020037750 |
| Name | 21ST MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | KNOXVILLE, TN 37902 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 276 Months |
| Due | Jun 1, 2043 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Feb 14, 2020 |
| Property Address | 2918 E 14TH CT, PANAMA CITY, FL 32401-5052 |
| Document Number | 0042221110 |
| Book / Page | 004222 / 001110 |
| Instrument Date | Feb 14, 2020 |
| Instrument | 11939 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2025 property tax bill for 2918 E 14th Ct was $531, down 2.7% from the year before.
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $531.00 (-2.75%) Homeowner's exemption | $82,585 | $113,909 Land $38,800 Building $75,109 |
| 2024 | $546.00 (+3.8%) | ||
| 2023 | $526.00 (+11.21%) Homeowner's exemption | $77,920 (+3%) | $88,140 (+16.51%) Land $26,578 Building $61,562 |
| 2022 | $473.00 Homeowner's exemption | $75,650 Land $20,370 Building $55,280 | $75,650 Land $20,370 Building $55,280 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 2918 E 14th Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 27 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 25 (1982–2018) |
| Claims Outside the SFHA | 20 of 25 |
| Most Recent Claim | Oct 2018 · Hurricane Michael |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2918 E 14th Ct is moderate, ranking above 45% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BAY COUNTY WATER SYSTEM serves 40,848 people · EPA ID FL1030050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable · Fiber in parts of the area | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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