Bay County property record for 2912 E 14th Ct, Panama City, FL 32401
| Property Type | Mobile Home |
|---|---|
| Details | 2 bd · 1 ba · 714 sqft · built 1982 |
| Lot Size | 0.335 acres (14,592 sqft) |
| Owner | Company Name on File |
| Last Sale | $16,700 (Oct 2022) |
| Tax Bill | $1,125 (2025) |
| Deeds & Mortgages | Aug 2026 Sale Oct 2022 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 15202-030-000 |
| Primary APN | 15202-030-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 714 sqft Living Area |
| 1st Floor Area | 714 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Mobile Home |
| Exterior Material | Metal |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 14,592 sqft (0.335 acres) |
| Lot Dimensions | 146 ft deep x 100 ft wide |
| Porch | Unfinished Open Porch |
|---|---|
| Porch Area | 256 sqft |
| Deck Area | Deck Area |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2912 E 14TH CT |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-5052 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | R2 |
| Legal Description | 2 4S 14W -21.4- 118B2 COM NW COR SEC TH E 1399.65 S 330.77 E 33.65 S 145 S 40.07 E 100 TO POB TH E 32.21 E 67.78 S 135.29 W 100 N 133.93 TO POB ORB 4619 P 1587 ORB 4619 P 166 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 02 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 1200 |
2912 E 14th Ct, a mobile home, is owned by a company that bought it in October 2022.
Source: Bay County records, as of September 1, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 321 YACHT CLUB DR NE, FORT WALTON BEACH, FL 32548-6423 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 5, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Oct 11, 2022 | Public Action, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 11, 2022 · Amount on File |
| Deed Sale | Oct 11, 2022 · Amount on File |
| Prior Sale | Feb 4, 2015 · Amount on File |
| Deed Document Number | 202274655 |
| Deed Book / Page | 4619 / 1587 |
| Prior Transfer Date | Feb 15, 2005 |
| Prior Transfer Doc | 0000011734 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Aug 5, 2026 |
| Property Address | 2912 E 14TH CT, PANAMA CITY, FL 32401-5052 |
| Document Number | 0000047863 |
| Book / Page | 5064 / 958 |
| Instrument Date | Aug 4, 2026 |
| Instrument | 202647863 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 321 YACHT CLUB DR NE, FORT WALTON BEACH, FL 32548-6423 |
| Document Type | Public Action |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Oct 11, 2022 |
| Property Address | 2912 E 14TH CT, PANAMA CITY, FL 32401-5052 |
| Document Number | 0046191587 |
| Book / Page | 4619 / 1587 |
| Instrument Date | Oct 11, 2022 |
| Instrument | 2022074655 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 26, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $116.90 |
| Amount Accuracy | Tax Sale |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 321 YACHT CLUB DR NE, FORT WALTON BEACH, FL 32548-6423 |
The 2025 property tax bill for 2912 E 14th Ct was $1,125, up 173.7% from the year before.
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,125.00 (+173.72%) | $84,852 (+126.73%) | $91,562 (+144.65%) Land $39,600 Building $51,962 |
| 2024 | $411.00 (+19.83%) | $37,425 (+36.46%) Land $37,125 Building $300 | $37,425 (+36.46%) Land $37,125 Building $300 |
| 2023 | $343.00 (+41.15%) | $27,426 (+30.04%) Land $27,126 Building $300 | $27,426 (+30.04%) Land $27,126 Building $300 |
| 2022 | $243.00 | $21,090 Land $20,790 Building $300 | $21,090 Land $20,790 Building $300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2912 E 14th Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 27 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 25 (1982–2018) |
| Claims Outside the SFHA | 20 of 25 |
| Most Recent Claim | Oct 2018 · Hurricane Michael |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2912 E 14th Ct is moderate, ranking above 45% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BAY COUNTY WATER SYSTEM serves 40,848 people · EPA ID FL1030050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable · Fiber in parts of the area | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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