2915 E 14th Ct, Panama City, FL 32401 Property Records

Bay County property record for 2915 E 14th Ct, Panama City, FL 32401

Property Summary

Property Type	Mobile Home
Details	3 bd · 1.5 ba · 1,344 sqft · built 1982
Lot Size	0.269 acres (11,717 sqft)
Owner	Individual Name on File
Tax Bill	$161 (2025)
Deeds & Mortgages	Dec 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`15202-080-000`

Property Details

APN / Parcel Number

Primary APN	`15202-080-000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft
Flooring	Vinyl/Resilient
Interior Walls	Plywood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Mobile Home
Exterior Material	Combination
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	11,717 sqft (0.269 acres)
Lot Dimensions	140 ft deep x 84 ft wide

Exterior Amenities

Porch	Unfinished Open Porch
Porch Area	134 sqft
Deck Area	400 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2915 E 14TH CT
City	PANAMA CITY
State	FL
Zip	32401-5052
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	R2
Legal Description	2 4S 14W -21.9- 118B2 COM NW COR SEC TH E 1399.65 S 330.77 E 33.65 E 155 S 4.87 TO POB TH S 70.32 W 25 S 70 E 100 N 140.21 W 69.03 TO POB ORB 924 P 888 ORB 4342 P 1424
Legal Range	14W
Legal Township	04S
Legal Section	02
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	1
Census Block	1030
Census Tract	1200

Owner

2915 E 14th Ct, a mobile home, is owned and occupied by an individual who acquired it in December 2020.

Source: Bay County records, as of March 6, 2026

Owner of Record	Individual Name on File
Mailing Address	2915 E 14TH CT, PANAMA CITY, FL 32401-5052
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 22, 2020
Transfer Doc	0043421424
Record Updated	Jun 8, 2026

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY FL
Recording Date	Dec 23, 2020
Property Address	2915 E 14TH CT, PANAMA CITY, FL 32401-5052
Document Number	0043421424
Book / Page	004342 / 001424
Instrument Date	Dec 22, 2020
Instrument	87073
Transaction Type	Transfer
Record Updated	Feb 3, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 ESCANABA AVE PANAMA CITY BEACH FL 324132206, PANAMA CITY BEACH, FL 32413-2206

Tax Assessment & Valuation

The 2025 property tax bill for 2915 E 14th Ct was $161 with a homeowner's exemption, down 14.4% from the year before.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$161.00 (-14.36%) Homeowner's exemption	$38,057	$59,758 Land $33,124 Building $26,634
2024	$188.00 (+6.82%)
2023	$176.00 (+15.03%) Homeowner's exemption	$35,907 (+3%)	$43,530 (+19.71%) Land $22,689 Building $20,841
2022	$153.00 Homeowner's exemption	$34,861	$36,362 Land $17,390 Building $18,972

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2915 E 14th Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	25 (1982–2018)
Claims Outside the SFHA	20 of 25
Most Recent Claim	Oct 2018 · Hurricane Michael
Claims by Event	Hurricane Michael, Oct 2018 · 5 claims Severe Storms And Flooding, Jul 2013 · 5 claims Hurricane Dennis, Jul 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2915 E 14th Ct is moderate, ranking above 45% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAY COUNTY WATER SYSTEM serves 40,848 people · EPA ID FL1030050
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable · Fiber in parts of the area	1,200 / 50
Verizon Fixed Wireless	300 / 20