2831 E Cross St, Anderson, IN 46012 Property Records

Madison County property record for 2831 E Cross St, Anderson, IN 46012

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 2,240 sqft · built 1959
Lot Size1.09 acres (47,524 sqft)
OwnerIndividual Name on Record
Tax Bill$2,439 (2025)
Deeds & MortgagesMay 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN48-12-05-100-018.000-003

Property Details

APN / Parcel Number

Primary APN48-12-05-100-018.000-003
Alternative APNs
  • 00001174576
  • 18363CZ

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area2,240 sqft Living Area
1st Floor Area2,240 sqft
Basement Area1,187 sqft
Unfinished Basement1,187 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Construction TypeWood
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area47,524 sqft (1.09 acres)
Garage TypeMixed
Garage Area2,032 sqft
Parking Spaces7 Parking Spaces
Patio Area452 sqft
Shed1 Shed
Shed Area112 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number00001174576
Street Address2831 E CROSS ST
CityANDERSON
StateIN
Zip46012-9563
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT NW NE 05-19-8 00001.0910A
JurisdictionMADISON IN
Township / Civil DivisionANDERSON
Census Block Group1
Census Block1050
Census Tract1300

Owner

Source: Madison County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2831 E CROSS ST, ANDERSON, IN 46012-9563
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 11, 2010
Deed SaleMar 11, 2010
Prior SaleSep 24, 2009
Deed Document Number20103146
Record UpdatedSep 20, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON IN
Property Address2831 E CROSS ST, ANDERSON, IN 46012-9563
Transaction TypeMortgage
Record UpdatedJun 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2023R07136
DateMay 24, 2023
Instrument2023R07136
Lender
NameSTAR FINANCIAL BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueMay 24, 2033
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateIndiana
MunicipalityAnderson City
CountyMadison County
County SubdivisionAnderson Township
Unified School DistrictAnderson Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,439.00 (-1.01%) Homeowner's exemption$242,300 (+19.89%) Land $23,800 Building $218,500$242,300 (+19.89%) Land $23,800 Building $218,500
2024$2,464.00 (-8.27%)
2023$202,100 (-0.64%) Land $22,700 Building $179,400$202,100 (-0.64%) Land $22,700 Building $179,400
2022$2,686.00 Homeowner's exemption$203,400 Land $21,800 Building $181,600$203,400 Land $21,800 Building $181,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims6 (1992–2026)
Claims Outside the SFHA6 of 6
Most Recent ClaimAug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, BridgeMAXX Suncoast Broadband, Mercury Fiber.

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