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2916 Duchess Oak Ct, Saint Cloud, FL 34769 Property Records

Osceola County property record for 2916 Duchess Oak Ct, Saint Cloud, FL 34769

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 709 sqft · built 1989
Lot Size0.028 acres (1,219 sqft)
OwnerIndividual Name on Record
Last Sale$185,000 (Apr 2026)
Tax Bill$2,580 (2025)
Deeds & MortgagesApr 2026 Sale
Apr 2026 Sale
Flood ZoneZone X (minimal risk)
APN09-26-30-0037-0001-2000

Property Details

APN / Parcel Number

Primary APN09-26-30-0037-0001-2000
Alternative APNs
  • 263009003700012000
  • 83098

Interior

Bedrooms1 Bed
Full Baths1 Bath
Stories1 Story
Building Area709 sqft Living Area
Gross Area765 sqft
1st Floor Area709 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleL-Shape
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area1,219 sqft (0.028 acres)
Lot Dimensions52 ft deep x 23 ft wide
PorchMetal Porch
Porch Area104 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address2916 DUCHESS OAK CT
CitySAINT CLOUD
StateFL
Zip34769-6601
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSPUD
Legal DescriptionKING OAK VILLAS PHASE 3 4TH ADDITION PB 5 PG 132 LOT 200
Legal Range30E
Legal Township26S
Legal Section09
Legal SubdivisionKING OAK VILLAS PH 3 4TH ADD
Legal Phase3
Legal Tract37
Legal Block2000
Legal Lot Number200
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group3
Census Block3004
Census Tract43208

Owner

Source: Osceola County records, as of April 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2916 DUCHESS OAK CT, SAINT CLOUD, FL 34769-6601
OccupancyOwner Occupied
Owner TypeIndividual
VestingWidow or Widower

Deeds, Mortgages & Sale History

DateDocument
Apr 8, 2026Affidavit, Transfer
Apr 8, 2026Warranty Deed, Transfer
REPUBLIC TITLE SERVICES, PUBLIC TITLE SERVICES

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 8, 2026 · Amount on Record
Deed SaleApr 8, 2026 · Amount on Record
Deed Document Number202646786
Deed Book / Page6952 / 84
Prior Transfer DateJun 17, 2015
Prior Transfer Doc0047991811
Record UpdatedJun 8, 2026

April 2026: Affidavit, Transfer

Document TypeAffidavit
JurisdictionOSCEOLA FL
Recording DateApr 8, 2026
Property Address2916 DUCHESS OAK CT, SAINT CLOUD, FL 34769-6601
Document Number0000046783
Book / Page6952 / 81
Instrument DateApr 7, 2026
Instrument202646783
Transaction TypeTransfer
Record UpdatedJul 12, 2026

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateApr 8, 2026
Property Address2916 DUCHESS OAK CT, SAINT CLOUD, FL 34769-6601
Document Number0000046786
Book / Page6952 / 84
Instrument DateApr 6, 2026
Instrument202646786
Transaction TypeTransfer
Record UpdatedApr 17, 2026
Title CompanyREPUBLIC TITLE SERVICES, PUBLIC TITLE SERVICES

Transaction

AmountAmount Recorded
Tax$130,795.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2916 DUCHESS OAK CT, SAINT CLOUD, FL 34769-6601

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,580.00 (+9.69%)$173,700 (+14.28%) Land $30,000 Building $143,700$173,700 (+14.28%) Land $30,000 Building $143,700
2024$2,352.00 (+7.01%)
2023$2,198.00 (+17.35%)$152,000 (+32.06%) Land $14,900 Building $137,100$152,000 (+32.06%) Land $14,900 Building $137,100
2022$1,873.00$115,100 Land $14,900 Building $100,200$115,100 Land $14,900 Building $100,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 25 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 69% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
CenturyLink
DSL · Fiber in parts of the area		140 / 20
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20

May also be available: Xfinity.

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