Osceola County property record for 2919 Duchess Oak Ct, Saint Cloud, FL 34769
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,126 sqft · built 1989 |
| Lot Size | 0.041 acres (1,785 sqft) |
| Owner | Individual Name on File |
| Last Sale | $240,000 (Dec 2025) |
| Tax Bill | $216 (2025) |
| Deeds & Mortgages | Dec 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-26-30-0037-0001-1920 |
| Primary APN | 09-26-30-0037-0001-1920 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,126 sqft Living Area |
| Gross Area | 1,168 sqft |
| 1st Floor Area | 1,126 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Custom Design |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 1,785 sqft (0.041 acres) |
| Lot Dimensions | 52 ft deep x 34 ft wide |
| Porch | Metal Porch |
| Porch Area | 212 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 2919 DUCHESS OAK CT |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-6604 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SPUD |
| Legal Description | KING OAK VILLAS PHASE 3 4TH ADDITION PB 5 PG 132 LOT 192 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 09 |
| Legal Subdivision | KING OAK VILLAS PH 3 4TH ADD |
| Legal Phase | 3 |
| Legal Tract | 37 |
| Legal Block | 1920 |
| Legal Lot Number | 192 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 43208 |
2919 Duchess Oak Ct is owned by an individual who bought it in December 2025.
Source: Osceola County records, as of December 18, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12139 PEPPERDINE PL, ORLANDO, FL 32826-3658 |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 9, 2025 · Amount on File |
| Deed Sale | Dec 9, 2025 · Amount on File |
| Prior Sale | Aug 15, 2003 · Amount on File |
| Deed Document Number | 2025150388 |
| Deed Book / Page | 6890 / 2815 |
| Prior Transfer Date | Jul 11, 2024 |
| Prior Transfer Doc | 0066321700 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 9, 2025 |
| Property Address | 2919 DUCHESS OAK CT, SAINT CLOUD, FL 34769-6604 |
| Document Number | 0068902815 |
| Book / Page | 6890 / 2815 |
| Map Reference | MB 907 PG 2521 |
| Instrument Date | Nov 14, 2025 |
| Instrument | 2025150388 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2025 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $1,680.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 147 BLOCKSOM STB, ZANESVILLE, OH 43701 |
| Name | Verified Name |
|---|---|
| Address | 12139 PEPPERDINE PL, ORLANDO, FL 32826-3658 |
The 2025 property tax bill for 2919 Duchess Oak Ct was $216, up 4.3% from the year before.
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $216.00 (+4.35%) | $55,520 | $207,600 Land $30,000 Building $177,600 |
| 2024 | $207.00 (+2.48%) | ||
| 2023 | $202.00 (-17.55%) Homeowner's exemption Senior Citizen's exemption Widower's exemption | $52,385 (+3%) | $184,500 (+32.64%) Land $14,900 Building $169,600 |
| 2022 | $245.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption | $50,860 | $139,100 Land $14,900 Building $124,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2919 Duchess Oak Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 25 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 25 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2919 Duchess Oak Ct is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 69% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: Xfinity.
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