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2911 Duchess Oak Ct, Saint Cloud, FL 34769 Property Records

Osceola County property record for 2911 Duchess Oak Ct, Saint Cloud, FL 34769

Property Summary

Property TypeTownhouse
Details3 bd · 2 ba · 1,126 sqft · built 1989
Lot Size0.041 acres (1,786 sqft)
Owner2 Individual Names on Record
Last Sale$28,000 (Sep 2019)
Tax Bill$3,393 (2025)
Deeds & MortgagesSep 2019 Sale
Flood ZoneZone X (minimal risk)
APN83086

Property Details

APN / Parcel Number

Primary APN83086
Alternative APN
  • 092630003700011880

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,126 sqft Heated Area
Gross Area1,368 sqft
1st Floor Area1,126 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1989
Exterior MaterialCombination
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area1,786 sqft (0.041 acres)
Lot Dimensions52 ft deep x 34 ft wide
PorchOpen Porch
Porch Area212 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number83086
Street Address2911 DUCHESS OAK CT
CitySAINT CLOUD
StateFL
Zip34769-6604
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeSPUD
Legal DescriptionKING OAK VILLAS PHASE 3 4TH ADDITION PB 5 PG 132 LOT 188
Legal Range30E
Legal Township26S
Legal Section09
Legal SubdivisionKING OAK VIL PH1
Legal Phase3
Legal Tract37
Legal Block1
Legal Lot Number188
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group3
Census Block3004
Census Tract43208

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1559 NEPTUNE RD, KISSIMMEE, FL 34744-4736
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 10, 2019 · Amount on Record
Deed SaleSep 10, 2019 · Amount on Record
Prior SaleOct 5, 2005
Deed Document Number2019116623
Deed Book / Page5586 / 2659
Record UpdatedJun 8, 2026

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 10, 2019
Property Address2911 DUCHESS OAK CT, SAINT CLOUD, FL 34769-6604
Document Number0055862659
Book / Page005586 / 002659
Instrument DateSep 9, 2019
Instrument116623
Transaction TypeTransfer
Record UpdatedSep 20, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$196.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1559 NEPTUNE RD KISSIMMEE FL 347444736, KISSIMMEE, FL 34744-4736

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,393.00 (+17.12%)$207,600 (+12.52%) Land $30,000 Building $177,600$207,600 (+12.52%) Land $30,000 Building $177,600
2023$2,897.00 (+16.91%)$184,500 (+32.64%) Land $14,900 Building $169,600$184,500 (+32.64%) Land $14,900 Building $169,600
2022$2,478.00$139,100 Land $14,900 Building $124,200$139,100 Land $14,900 Building $124,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 25 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 69% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
CenturyLink
DSL · Fiber in parts of the area		140 / 20
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20

May also be available: Xfinity.

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