2915 E Waters Ave, Tampa, FL 33604 Property Records

Hillsborough County property record for 2915 E Waters Ave, Tampa, FL 33604

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,502 sqft · built 1972
Lot Size	0.37 acres (16,110 sqft)
Owner	Individual Name on Record
Last Sale	$490,000 (May 2022)
Tax Bill	$8,868 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Nov 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`147990-0000`

Property Details

APN / Parcel Number

Primary APN	`147990-0000`
Alternative APN	`A202819460F00000000060`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,502 sqft Living Area
Gross Area	2,094 sqft
1st Floor Area	1,502 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2009
Architectural Style	Mansion
Exterior Material	Concrete Block
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	16,110 sqft (0.37 acres)
Lot Dimensions	160 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	392 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	550 sqft
Porch	Open Porch
Porch Area	200 sqft
Deck Area	378 sqft
Patio Area	634 sqft
Shed	1 Shed
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1479900000
Street Address	2915 E WATERS AVE
City	TAMPA
State	FL
Zip	33604-2227
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-60
Legal Description	RIO ALTOS LOTS 6 AND 7 BLOCK F
Legal Range	19E
Legal Township	28S
Legal Section	20
Legal Subdivision	RIO ALTOS
Legal Block	F
Legal Lot Number	6
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	TAMPA
Census Block Group	1
Census Block	1018
Census Tract	800

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2915 E WATERS AVE, TAMPA, FL 33604-2227
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2022	Warranty Deed, Transfer · Conventional Mortgage LOWER LLC
Nov 3, 2021	Warranty Deed, Transfer OS NATIONAL LLC
Nov 3, 2021	Warranty Deed, Transfer OS NATIONAL LLC
Jun 12, 2018	Loan Modification, Mortgage · Conventional Mortgage PINGORA LOAN SVCNG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2022 · Amount on Record
Deed Sale	May 6, 2022 · Amount on Record
Prior Sale	Nov 3, 2021 · Amount on Record
Deed Document Number	2022234709
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	May 6, 2022
Property Address	2915 E WATERS AVE, TAMPA, FL 33604-2227
Document Number	0000234709
Map Reference	MB 25 PG 13
Instrument Date	Apr 29, 2022
Instrument	2022234709
Transaction Type	Transfer
Record Updated	May 26, 2022
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,430.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 N SCOTTSDALE RD # RD1600, 410, TEMPE, AZ 85281-7094

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2915 E WATERS AVE, TAMPA, FL 33604-2227

Mortgage

Document Number	0000234710
Date	May 6, 2022
Instrument	2022234710

Lender

Name	LOWER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Nov 3, 2021
Property Address	2915 E WATERS AVE, TAMPA, FL 33604-2227
Document Number	2021560027
Map Reference	MB 25 PG 13
Instrument Date	Nov 1, 2021
Instrument	2021560027
Transaction Type	Transfer
Record Updated	Nov 16, 2021
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Tax	$2,926.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85281-0976

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Nov 3, 2021
Property Address	2915 E WATERS AVE, TAMPA, FL 33604-2227
Document Number	0000560027
Map Reference	MB 25 PG 13
Instrument Date	Nov 1, 2021
Instrument	2021560027
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Tax	$2,926.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HILLSBOROUGH FL
Property Address	2915 E WATERS AVE, TAMPA, FL 33604-2227
Document Number	0259500961
Instrument Date	Jun 12, 2018
Transaction Type	Mortgage
Record Updated	Aug 14, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2915 E WATERS AVE TAMPA FL 336042227, TAMPA, FL 33604-2227

Mortgage

Document Number	0259500961
Date	Jul 30, 2018
Book Page	025950/000961
Instrument	302480

Lender

Name	PINGORA LOAN SVCNG
Type	Funding / Finance Company
Address	FLINT, MI 48501-2026

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 29, 2048

Interest

Rate Type	Fixed Rate
Rate	4.37%

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Municipality	Tampa City
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$408,302 (-6.84%) Land $185,500 Building $222,802	$408,302 (-6.84%) Land $185,500 Building $222,802
2025	$8,868.00 (+7.83%)	$438,289 (+4.49%) Land $212,000 Building $226,289	$438,289 (+4.49%) Land $212,000 Building $226,289
2023	$8,224.00 (-3.95%)	$419,456 (-3.45%) Land $185,500 Building $233,956	$419,456 (-3.45%) Land $185,500 Building $233,956
2022	$8,562.00	$434,459 Land $185,500 Building $248,959	$434,459 Land $185,500 Building $248,959

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TAMPA WATER DEPARTMENT serves 733,886 people · EPA ID FL6290327
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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