2904 E Waters Ave, Tampa, FL 33604 Property Records

Hillsborough County property record for 2904 E Waters Ave, Tampa, FL 33604

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 896 sqft · built 1960
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on Record
Last Sale	$192,000 (Dec 2025)
Tax Bill	$338 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Oct 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`147954-0000`

Property Details

APN / Parcel Number

Primary APN	`147954-0000`
Alternative APN	`A202819460B00000000090`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	896 sqft Living Area
Gross Area	1,011 sqft
1st Floor Area	896 sqft
Flooring	Terrazzo
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 2006
Architectural Style	Mansion
Exterior Material	Concrete Block
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Porch	Open Porch
Porch Area	60 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1479540000
Street Address	2904 E WATERS AVE
City	TAMPA
State	FL
Zip	33604-2228
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-60
Legal Description	RIO ALTOS LOT 9 BLOCK B
Legal Range	19E
Legal Township	28S
Legal Section	20
Legal Subdivision	RIO ALTOS
Legal Tract	460
Legal Block	B
Legal Lot Number	9
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	TAMPA
Census Block Group	1
Census Block	1021
Census Tract	800

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2904 E WATERS AVE, TAMPA, FL 33604-2228
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Warranty Deed, Transfer · Conventional Mortgage USF FCU
Oct 10, 2025	Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2025 · Amount on Record
Deed Sale	Dec 1, 2025 · Amount on Record
Deed Document Number	2025504145
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Dec 1, 2025
Property Address	2904 E WATERS AVE, TAMPA, FL 33604-2228
Document Number	0000504145
Map Reference	MB 25 PG 13
Instrument Date	Nov 24, 2025
Instrument	2025504145
Transaction Type	Transfer
Record Updated	Dec 19, 2025
Title Company	HILLSBOROUGH TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,344.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5870 UNTERMEYER CT, TAMPA, FL 33604

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2904 E WATERS AVE, TAMPA, FL 33604-2228

Mortgage

Document Number	0000504146
Date	Dec 1, 2025
Instrument	2025504146

Lender

Name	USF FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Oct 10, 2025
Property Address	2904 E WATERS AVE, TAMPA, FL 33604-2228
Document Number	0000436249
Instrument Date	Sep 24, 2025
Instrument	2025436249
Transaction Type	Transfer
Record Updated	Nov 3, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2904 E WATERS AVE, TAMPA, FL 33604-2228

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2904 E WATERS AVE, TAMPA, FL 33604-2228

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Municipality	Tampa City
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$132,464 (+260.07%) Land $38,150 Building $94,314	$132,464 (+13.1%) Land $38,150 Building $94,314
2025	$338.00 (+16.15%) Homeowner's exemption	$36,788 (+5.99%)	$117,118 (-0.51%) Land $38,150 Building $78,968
2023	$291.00 (+6.99%) Homeowner's exemption	$34,710 (+3%)	$117,721 (-5.27%) Land $35,425 Building $82,296
2022	$272.00 Homeowner's exemption	$33,699	$124,268 Land $35,425 Building $88,843

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TAMPA WATER DEPARTMENT serves 733,886 people · EPA ID FL6290327
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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