2912 E Waters Ave, Tampa, FL 33604 Property Records

Hillsborough County property record for 2912 E Waters Ave, Tampa, FL 33604

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,275 sqft · built 1960
Lot Size	0.161 acres (6,999 sqft)
Owner	2 Individual Names on Record
Last Sale	$78,900 (Jul 2000)
Tax Bill	$3,415 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`147964-0000`

Property Details

APN / Parcel Number

Primary APN	`147964-0000`
Alternative APN	`A202819460C00000000080`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,275 sqft Living Area
Gross Area	1,702 sqft
1st Floor Area	1,275 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1992
Architectural Style	Mansion
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,999 sqft (0.161 acres)
Lot Dimensions	100 ft deep x 70 ft wide

Exterior Amenities

Porch	Screened Porch
Porch Area	273 sqft
Patio Area	48 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1479640000
Street Address	2912 E WATERS AVE
City	TAMPA
State	FL
Zip	33604-2205
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-60
Legal Description	RIO ALTOS LOT 8 AND W 20 FT OF LOT 9 BLOCK C
Legal Range	19E
Legal Township	28S
Legal Section	20
Legal Subdivision	RIO ALTOS
Legal Tract	460
Legal Block	C
Legal Lot Number	8
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	TAMPA
Census Block Group	1
Census Block	1022
Census Tract	800

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2912 E WATERS AVE, TAMPA, FL 33604-2205
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2022	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Nov 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 16, 2021	Intrafamily Transfer, Transfer NOT AVAILABLE, BAPE TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2000 · Amount on Record
Deed Sale	Jul 31, 2000 · Amount on Record
Deed Book / Page	10297 / 1501
Last Transfer Date	Jun 15, 2011
Transfer Doc	0000197598
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	2912 E WATERS AVE, TAMPA, FL 33604-2205
Transaction Type	Mortgage
Record Updated	Dec 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2912 E WATERS AVE, TAMPA, FL 33604-2205

Mortgage

Document Number	0000563035
Date	Dec 2, 2022
Instrument	2022563035

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Dec 1, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	2912 E WATERS AVE, TAMPA, FL 33604-2205
Transaction Type	Mortgage
Record Updated	Nov 23, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021568266
Date	Nov 8, 2021
Instrument	2021568266

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HILLSBOROUGH FL
Recording Date	Nov 16, 2021
Property Address	2912 E WATERS AVE, TAMPA, FL 33604-2205
Document Number	2021581535
Instrument Date	Nov 15, 2021
Instrument	2021581535
Transaction Type	Transfer
Record Updated	Dec 2, 2021
Title Company	NOT AVAILABLE, BAPE TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2912 E WATERS AVE, TAMPA, FL 33604-2205

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Municipality	Tampa City
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$159,927 (-2.16%) Land $51,450 Building $108,477	$159,927 (-2.16%) Land $51,450 Building $108,477
2025	$3,415.00 (+2.89%)	$163,463 (-1.65%) Land $51,450 Building $112,013	$163,463 (-1.65%) Land $51,450 Building $112,013
2024	$3,319.00 (-1.28%)
2023	$3,362.00 (+194.91%)	$166,197 (+78.62%) Land $47,775 Building $118,422	$166,197 (-4.81%) Land $47,775 Building $118,422
2022	$1,140.00 Homeowner's exemption	$93,046	$174,603 Land $47,775 Building $126,828

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TAMPA WATER DEPARTMENT serves 733,886 people · EPA ID FL6290327
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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