Hamilton County property record for 2890 Reflection Ln, Ooltewah, TN 37363 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,759 sqft · built 2009 |
| Lot Size | 0.473 acres (20,645 sqft) |
| Owner | Company Name on File |
| Last Sale | $365,000 (Jan 2010) |
| Tax Bill | $2,430 (2025) |
| Deeds & Mortgages | Jul 2021 Line of Credit Apr 2024 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 150J E 039 |
| Primary APN | 150J E 039 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,759 sqft Living Area |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 20,645 sqft (0.473 acres) |
| Lot Dimensions | 189 ft deep x 85.3 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000154830 |
|---|---|
| Street Address | 2890 REFLECTION LN |
| City | OOLTEWAH |
| State | TN |
| Zip | 37363-4867 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 83 HIDDEN LAKES SUB PB79 PG165 OUT OF 150-165.01 FOR 2006 |
| Legal Subdivision | HIDDEN LAKES SUB |
| Legal Lot Number | 83 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 7 |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 11314 |
Source: Hamilton County records · APN 150J E 039
Assessment roll updated January 2, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2890 REFLECTION LN, OOLTEWAH, TN 37363-4867 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jul 15, 2021 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Apr 10, 2024 | Intrafamily Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 19, 2010 · Amount on Record |
| Deed Sale | Jan 19, 2010 · Amount on Record |
| Prior Sale | Dec 14, 2007 · Amount on Record |
| Deed Document Number | 2010173 |
| Deed Book / Page | 9095 / 771 |
| Last Transfer Date | Mar 22, 2024 |
| Transfer Doc | 0000000172 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 2890 REFLECTION LN, OOLTEWAH, TN 37363-4867 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2890 REFLECTION LN, OOLTEWAH, TN 37363-4867 |
| Document Number | 0000000252 |
|---|---|
| Date | Jul 15, 2021 |
| Book Page | 12568/924 |
| Instrument | 2021071500252 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 02, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Apr 10, 2024 |
| Property Address | 2890 REFLECTION LN, OOLTEWAH, TN 37363-4867 |
| Document Number | 0000000172 |
| Book / Page | 13562 / 140 |
| Map Reference | MB 79 PG 165 |
| Instrument Date | Mar 22, 2024 |
| Instrument | 2024041000172 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 2890 REFLECTION LN, OOLTEWAH, TN 37363-4867 |
Source: Hamilton County records · Assessment roll updated January 2, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Unified School District | Hamilton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,430.00 (+4.43%) | $160,325 (+54.12%) | $641,300 (+54.12%) Land $80,000 Building $561,300 |
| 2024 | $2,327.00 (-0.39%) | $104,025 (-) | $416,100 (-) Land $55,000 Building $361,100 |
| 2023 | $2,336.00 | $104,025 | $416,100 Land $55,000 Building $361,100 |
Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470650113142, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 4 individual NFIP policies nearby |
| Nearby Flood Policies | 4 in force 4 of 4 on primary residences |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2013, river or lake flooding |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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