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2914 Lake Forest Cir, Talbott, TN 37877 Property Records

Jefferson County property record for 2914 Lake Forest Cir, Talbott, TN 37877

Property Summary

Property TypeSingle Family Home
Details4 ba · 5,411 sqft · built 1998
Lot Size1.53 acres (66,988 sqft)
Owner2 Individual Names on File
Last Sale$55,000 (Jun 1990)
Tax Bill$4,134 (2025)
Deeds & MortgagesDec 2025 Mortgage
Sep 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APN045003O A 01500

Property Details

APN / Parcel Number

Primary APN045003O A 01500
Alternative APN
  • 003O A 01500

Interior

Full Baths4 Baths
Plumbing Fixtures11 Plumbing Fixtures
Stories1 Story
Building Area5,411 sqft Living Area
1st Floor Area2,856 sqft
Upper Floors Area624 sqft
Basement Area2,856 sqft
Finished Basement2,368 sqft
Unfinished Basement488 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 2003
Exterior MaterialBrick
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area66,988 sqft
Lot Dimensions325 ft deep x 205 ft wide
Garage TypeFinished
Garage Area624 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchEnclosed Porch
Porch Area189 sqft
Deck Area1,248 sqft
Patio Area1,440 sqft
Tennis CourtTennis Court

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2914 LAKE FOREST CIR
CityTALBOTT
StateTN
Zip37877-3027
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionTIMBERLAKE 19& LOTS 19 & 20
Legal SubdivisionTIMBERLAKE
Legal Lot Number19,20 20
JurisdictionJEFFERSON TN
Township / Civil Division10
Census Block Group1
Census Block1003
Census Tract70300

Owner

2914 Lake Forest Cir is owned and occupied by two individuals who bought it in June 1990.

Source: Jefferson County records, as of February 6, 2026

Owner of Record2 Individual Names on File
Mailing Address2914 LAKE FOREST CIR, TALBOTT, TN 37877-3027
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 18, 2025Deed of Trust, Mortgage · Commercial Mortgage
ISERVE RESIDENTIAL LENDING LLC
Sep 26, 2025Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 28, 1990 · Amount on File
Deed SaleJun 28, 1990 · Amount on File
Deed Document Number0000344246
Record UpdatedJun 8, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON TN
Property Address2914 LAKE FOREST CIR, TALBOTT, TN 37877-3027
Transaction TypeMortgage
Record UpdatedDec 29, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address2914 LAKE FOREST CIR, TALBOTT, TN 37877-3027

Mortgage

Document Number0001924652
DateDec 18, 2025
Book Page1924/652
Instrument25009780
Lender
NameISERVE RESIDENTIAL LENDING LLC
TypeMortgage Company
Address25411 CABOT RD STE 206, LAGUNA HILLS, CA 92653
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2056

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON TN
Property Address2914 LAKE FOREST CIR, TALBOTT, TN 37877-3027
Transaction TypeMortgage
Record UpdatedOct 8, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000019081
DateSep 26, 2025
Book Page1908/1
Instrument25007385
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
Address650 S TRYON ST # 88, CHARLOTTE, NC 28202
Agreement
TypeLine of Credit
AmountAmount on Record
Term181 Months
DueOct 13, 2040
Interest
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 2914 Lake Forest Cir was $4,134.

Source: Jefferson County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyJefferson County
Unified School DistrictJefferson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,134.00$277,450 Land $60,000 Building $217,450
2024$1,109,800 Land $240,000 Building $869,800
2022$3,797.00$173,400 Land $50,625 Building $122,775$693,600 Land $202,500 Building $491,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2914 Lake Forest Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims1 (2013)
Most Recent ClaimJan 2013 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2914 Lake Forest Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.5% of Tennessee
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEFFERSON CITY W&S COMM
serves 9,764 people · EPA ID TN0000328
Water SourceSurface water
Last State InspectionFeb 2024
Also Mapped HereALPHA-TALBOTT UTILITY DISTRICT
Lead2 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Trilight
Fiber		8,000 / 8,000
Spectrum
Cable		1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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