2925 Lake Forest Cir, Talbott, TN 37877 Property Records

Jefferson County property record for 2925 Lake Forest Cir, Talbott, TN 37877

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,479 sqft · built 1977
Lot Size	0.505 acres (22,000 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (May 2019)
Tax Bill	$1,256 (2025)
Deeds & Mortgages	Nov 2021 Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`045003O B 01600`

Property Details

APN / Parcel Number

Primary APN	`045003O B 01600`
Alternative APN	`003O B 01600`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,479 sqft Living Area
1st Floor Area	1,479 sqft
Basement Area	1,479 sqft
Finished Basement	754 sqft
Unfinished Basement	725 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1997
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	22,000 sqft
Lot Dimensions	200 ft deep x 110 ft wide
Terrain	Rolling
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2925 LAKE FOREST CIR
City	TALBOTT
State	TN
Zip	37877-3021
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	TIMBERLAKE 55
Legal Subdivision	TIMBERLAKE
Legal Lot Number	55
Jurisdiction	JEFFERSON TN
Township / Civil Division	10
Census Block Group	1
Census Block	1005
Census Tract	70300

Owner

2925 Lake Forest Cir is owned and occupied by two individuals who bought it in May 2019.

Source: Jefferson County records, as of February 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2925 LAKE FOREST CIR, TALBOTT, TN 37877-3021
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 29, 2019	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2019 · Amount on File
Deed Sale	May 29, 2019 · Amount on File
Prior Sale	Mar 30, 2009 · Amount on File
Deed Document Number	19003634
Deed Book / Page	1475 / 095
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON TN
Property Address	2925 LAKE FOREST CIR, TALBOTT, TN 37877-3021
Transaction Type	Mortgage
Record Updated	Nov 24, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1650158
Date	Nov 9, 2021
Book Page	1650/158
Instrument	21010837

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON TN
Recording Date	May 29, 2019
Property Address	2925 LAKE FOREST CIR, TALBOTT, TN 37877-3021
Document Number	147595
Book / Page	001475 / 000095
Instrument Date	May 24, 2019
Instrument	3634
Transaction Type	Transfer
Record Updated	Jun 7, 2019
Title Company	LAKEWAY TITLE SERVICES, LAKEWAY TITLE SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$832.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2925 LAKE FOREST CIR TALBOTT TN 378773021, TALBOTT, TN 37877-3021

Mortgage

Document Number	147597
Date	May 29, 2019
Book Page	001475/000097
Instrument	3635

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 28, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2925 Lake Forest Cir was $1,256.

Source: Jefferson County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Jefferson County
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,256.00	$84,325 Land $13,750 Building $70,575
2024			$337,300 Land $55,000 Building $282,300
2022	$1,041.00	$47,525 Land $10,800 Building $36,725	$190,100 Land $43,200 Building $146,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2925 Lake Forest Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Jan 2013 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2925 Lake Forest Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.5% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON CITY W&S COMM serves 9,764 people · EPA ID TN0000328
Water Source	Surface water
Last State Inspection	Feb 2024
Also Mapped Here	ALPHA-TALBOTT UTILITY DISTRICT
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Trilight Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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