2887 Lake Forest Cir, Talbott, TN 37877 Property Records

Jefferson County property record for 2887 Lake Forest Cir, Talbott, TN 37877

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,863 sqft · built 1968
Lot Size	0.833 acres (36,302 sqft)
Owner	2 Individual Names on File
Last Sale	$525,000 (Dec 2023)
Tax Bill	$2,003 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`003O-B-021.00`

Property Details

APN / Parcel Number

Primary APN	`003O-B-021.00`
Alternative APNs	`04003OB003O02100` `045003O B 02100`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,863 sqft Living Area
Gross Area	3,530 sqft
1st Floor Area	2,283 sqft
Basement Area	667 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1998
Architectural Style	L-Shape
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	36,302 sqft (0.833 acres)
Lot Dimensions	210 ft deep x 173 ft wide
Terrain	Rolling

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	264 sqft
Deck Area	145 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2887 LAKE FOREST CIR
City	TALBOTT
State	TN
Zip	37877-3026
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	TIMBERLAKE PB: C PG: 122 LOT: 60+PT61 172.7X210.2 IRR
Legal Subdivision	TIMBERLAKE
Legal Lot Number	60+61
Jurisdiction	JEFFERSON TN
Township / Civil Division	10
Census Block Group	1
Census Block	1005
Census Tract	70300

Owner

Source: Jefferson County records, as of December 29, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2887 LAKE FOREST CIR, TALBOTT, TN 37877-3026
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2023	Warranty Deed, Transfer · Conventional Mortgage EASTMAN CU
Mar 5, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2023 · Amount on File
Deed Sale	Dec 14, 2023 · Amount on File
Prior Sale	Dec 17, 2003
Deed Document Number	20239216
Deed Book / Page	1793 / 495
Transfer Doc	0621000579
Record Updated	Sep 20, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON TN
Recording Date	Dec 14, 2023
Property Address	2887 LAKE FOREST CIR, TALBOTT, TN 37877-3026
Document Number	0001793495
Book / Page	1793 / 495
Instrument Date	Dec 13, 2023
Instrument	23009216
Transaction Type	Transfer
Record Updated	Jan 2, 2024
Title Company	NOT AVAILABLE, WILLIAMS TTL & CLOSING SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,942.50
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2887 LAKE FOREST CIR, TALBOTT, TN 37877-3026

Mortgage

Document Number	0023009217
Date	Dec 14, 2023
Instrument	23009217

Lender

Name	EASTMAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JEFFERSON TN
Recording Date	Mar 5, 2021
Property Address	2887 LAKE FOREST CIR, TALBOTT, TN 37877-3026
Document Number	0000159316
Book / Page	1593 / 16
Map Reference	CAB C SL C-122
Instrument Date	Feb 26, 2021
Instrument	21001979
Transaction Type	Transfer
Record Updated	Mar 14, 2022
Title Company	UNITED TITLE ESCROW INC, UNIFIED TITLE ESCROW INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2887 LAKE FOREST CIR, TALBOTT, TN 37877-3026

Mortgage

Document Number	0021001980
Date	Mar 5, 2021
Instrument	21001980

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Jefferson County
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,003.00 (+4.21%)	$134,425 (+142.1%) Land $15,625 Building $118,800	$537,700 (-) Land $62,500 Building $475,200
2024	$1,922.00 (+58.06%)		$537,700 (+142.1%) Land $62,500 Building $475,200
2022	$1,216.00	$55,525 Land $13,950 Building $41,575	$222,100 Land $55,800 Building $166,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Jan 2013 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 62% of Tennessee
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON CITY W&S COMM serves 9,764 people · EPA ID TN0000328
Water Source	Surface water
Last State Inspection	Feb 2024
Also Mapped Here	ALPHA-TALBOTT UTILITY DISTRICT
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Trilight Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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