2864 Cotswold St, Florence, SC 29501 Property Records

Darlington County property record for 2864 Cotswold St, Florence, SC 29501

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,450 sqft · built 2019
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Oct 2019)
Tax Bill	$884 (2025)
Deeds & Mortgages	Oct 2019 Sale & Mortgage Jun 2019 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`169-00-03-011`

Property Details

APN / Parcel Number

Primary APN	`169-00-03-011`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,450 sqft Gross Area
1st Floor Area	1,450 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	9,148 sqft (0.21 acres)

Location & Zoning

Street Address	2864 COTSWOLD ST
City	FLORENCE
State	SC
Zip	29501-8149
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2864 COTSWOLD ST LOT 11 0.21AC
Legal Subdivision	HIGHGATE SUBD
Legal Lot Number	11
Jurisdiction	DARLINGTON SC
Township / Civil Division	DARLINGTON
Census Block Group	1
Census Block	1022
Census Tract	10901

Owner

Source: Darlington County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2864 COTSWOLD ST, FLORENCE, SC 29501-8149
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2019	Grant Deed, Subdivision Related Transfer RURAL HSNG SVC OR SUCCESSOR AG
Jun 7, 2019	Warranty Deed, Construction Loan · Construction Mortgage THE CITIZENS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2019 · Amount on Record
Deed Sale	Oct 15, 2019 · Amount on Record
Prior Sale	Jun 7, 2019 · Amount on Record
Deed Book / Page	1091 / 2588
Record Updated	Sep 20, 2026

October 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	DARLINGTON SC
Recording Date	Oct 15, 2019
Property Address	2864 COTSWOLD ST, FLORENCE, SC 29501-8149
Document Number	0010912588
Book / Page	001091 / 002588
Instrument Date	Oct 10, 2019
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 28, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$647.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2864 COTSWOLD ST FLORENCE SC 29501, FLORENCE, SC 29501

Mortgage

Document Number	10912592
Date	Oct 15, 2019
Book Page	001091/002592

Lender

Name	RURAL HSNG SVC OR SUCCESSOR AG
Address	SAINT LOUIS, MO 63166

Agreement

Amount	Amount Recorded
Term	396 Months
Due	Oct 14, 2052

June 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	DARLINGTON SC
Recording Date	Jun 7, 2019
Property Address	2864 COTSWOLD ST, FLORENCE, SC 29501-8149
Document Number	0010897679
Book / Page	1089 / 7679
Map Reference	MB 203 PG 75
Instrument Date	Jun 6, 2019
Transaction Type	Construction Loan
Record Updated	Aug 30, 2022

Transaction

Amount	Amount Recorded
Tax	$207.20
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 6763, FLORENCE, SC 29502-6763
Investor	Possibly a Property Investor

Mortgage

Document Number	0010897683
Date	Jun 7, 2019
Instrument	1089/7683

Lender

Name	THE CITIZENS BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 20, 2020

Tax Assessment & Valuation

Source: Darlington County assessment roll, as of November 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Darlington County
Unified School District	Darlington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$884.00 (-49.49%)	$7,000 (-) Land $1,120 Building $5,880	$175,000 (-) Land $28,000 Building $147,000
2023	$1,750.00	$7,000 Land $1,120 Building $5,880	$175,000 Land $28,000 Building $147,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 64% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DARLINGTON COUNTY W&SA serves 52,288 people · EPA ID SC1620001
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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