2913 Summer Winds Cir, Saint Cloud, FL 34769 Property Records

Osceola County property record for 2913 Summer Winds Cir, Saint Cloud, FL 34769 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1998
Square Footage	1,157 sqft Living Area
Lot Size	5,009 sqft (0.115 acres)
Occupancy	Owner Occupied
Last Sale	$87,000 (2010)
Tax Bill	$4.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`03-26-30-0590-0001-0070`
Alternative APNs	`263003059000010070` `81647`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,157 sqft Living Area
Gross Area	1,502 sqft Gross Area
1st Floor	1,157 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Conventional Style
Exterior Material	Concrete Block Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	5,009 sqft (0.115 acres)
Depth X Width	100 ft x 50 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Attached Garage
Garage Area	273 sqft Garage
Patio Area	110 sqft Patio
Porch Area	72 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	2913 SUMMER WINDS CIR
City	SAINT CLOUD
State	FL
Zip	34769-6341
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LAKEVIEW VILLAGE PB 10 PG 46 LOT 7
Legal Range	30E
Legal Township	26S
Legal Section	03
Legal Subdivision	LAKEVIEW VLG
Legal Tract	590
Legal Block	70
Legal Lot Number	7
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	2
Census Block	2004
Census Tract	43203

Owner

Source: Osceola County records · APN 03-26-30-0590-0001-0070

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2913 SUMMER WINDS CIR, SAINT CLOUD, FL 34769-6341
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Tenants In Common

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 16, 2010 · Amount on Record
Deed Sale	Feb 16, 2010 · Amount on Record
Prior Sale	Nov 20, 2009 · Amount on Record
Deed Doc Number	201022312
Deed Book / Page	3949 / 2940
Prior Transfer Date	Aug 21, 2009
Prior Transfer Doc	0039492940
Record Refreshed	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2913 SUMMER WINDS CIR, SAINT CLOUD, FL 34769-6341
Transaction Type	Mortgage
Record Updated	Aug 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2913 SUMMER WINDS CIR, SAINT CLOUD, FL 34769-6341

Mortgage

Document Number	0064512683
Date	Aug 03, 2023
Book Page	6451/2683
Instrument	2023101063

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 01, 2053

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4.00 Homeowner's exemption Veteran's exemption	$88,903 (+5.99%)	$261,400 (+10.48%) Land $55,000 Building $206,400
2024	$4.00
2023	$4.00 (-99.32%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$83,882 (+5.13%)	$236,600 (+21.9%) Land $50,000 Building $186,600
2022	$588.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$79,789	$194,100 Land $45,000 Building $149,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Moderate
500-Year Floodplain	Yes
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 37% of the US · above 11% of Florida
Wildfire Likelihood	About 1 in 1,639 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.