2910 Summer Winds Cir, Saint Cloud, FL 34769 Property Records

Osceola County property record for 2910 Summer Winds Cir, Saint Cloud, FL 34769 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,133 sqft · built 1999
Lot Size	0.115 acres (5,009 sqft)
Owner	2 Individual Names on File
Last Sale	$240,000 (Jan 2022)
Tax Bill	$3,977 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`03-26-30-0590-0001-0330`

Property Details

APN / Parcel Number

Primary APN	`03-26-30-0590-0001-0330`
Alternative APNs	`263003059000010330` `81677`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,133 sqft Living Area
Gross Area	1,717 sqft
1st Floor Area	1,133 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,009 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	2910 SUMMER WINDS CIR
City	SAINT CLOUD
State	FL
Zip	34769-6340
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKEVIEW VILLAGE PB 10 PG 46 LOT 33
Legal Range	30E
Legal Township	26S
Legal Section	03
Legal Subdivision	LAKEVIEW VLG
Legal Tract	590
Legal Block	330
Legal Lot Number	33
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2007
Census Tract	43203

Owner

Source: Osceola County records · APN 03-26-30-0590-0001-0330

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2910 SUMMER WINDS CIR, SAINT CLOUD, FL 34769-6340
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 13, 2022 · Amount on Record
Deed Sale	Jan 13, 2022 · Amount on Record
Prior Sale	Jun 03, 2003 · Amount on Record
Deed Document Number	20227140
Deed Book / Page	6128 / 1903
Record Updated	Sep 20, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 13, 2022
Property Address	2910 SUMMER WINDS CIR, SAINT CLOUD, FL 34769-6340
Document Number	0061281903
Book / Page	6128 / 1903
Map Reference	MB 10 PG 46
Instrument Date	Jan 07, 2022
Instrument	2022007140
Transaction Type	Transfer
Record Updated	Jan 31, 2022
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,680.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4325 CYPRESS DR, 4325, SAINT CLOUD, FL 34772-8014

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2910 SUMMER WINDS CIR, SAINT CLOUD, FL 34769-6340

Mortgage

Document Number	0061281904
Date	Jan 13, 2022
Instrument	6128/1904

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2052

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,977.00 (+0.28%) Homeowner's exemption	$265,100 (+10.46%) Land $55,000 Building $210,100	$265,100 (+10.46%) Land $55,000 Building $210,100
2024	$3,966.00 (-8.32%)
2023	$4,326.00 (+512.75%)	$240,000 (+195.07%) Land $50,000 Building $190,000	$240,000 (+21.09%) Land $50,000 Building $190,000
2022	$706.00 Homeowner's exemption	$81,336	$198,200 Land $45,000 Building $153,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Moderate
500-Year Floodplain	Yes
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Low above 37% of the US · above 11% of Florida
Wildfire Likelihood	About 1 in 1,639 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.