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2911 Summer Winds Cir, Saint Cloud, FL 34769 Property Records

Osceola County property record for 2911 Summer Winds Cir, Saint Cloud, FL 34769 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,157 sqft · built 1998
Lot Size0.115 acres (5,009 sqft)
Owner2 Individual Names on File
Last Sale$258,000 (Mar 2022)
Tax Bill$3,683 (2025)
Deeds & MortgagesDec 2025 Transfer
Mar 2022 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN03-26-30-0590-0001-0060

Property Details

APN / Parcel Number

Primary APN03-26-30-0590-0001-0060
Alternative APNs
  • 263003059000010060
  • 81646

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,157 sqft Living Area
Gross Area1,502 sqft
1st Floor Area1,157 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleConventional
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,009 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide
Garage TypeAttached
Garage Area273 sqft
Parking Spaces1 Parking Space
PorchFinished/Open Porch
Porch Area72 sqft
Patio Area110 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address2911 SUMMER WINDS CIR
CitySAINT CLOUD
StateFL
Zip34769-6341
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKEVIEW VILLAGE PB 10 PG 46 LOT 6
Legal Range30E
Legal Township26S
Legal Section03
Legal SubdivisionLAKEVIEW VLG
Legal Tract590
Legal Block60
Legal Lot Number6
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2004
Census Tract43203

Owner

Source: Osceola County records · APN 03-26-30-0590-0001-0060

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2911 SUMMER WINDS CIR, SAINT CLOUD, FL 34769-6341
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Dec 05, 2025Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Mar 16, 2022Warranty Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 16, 2022 · Amount on Record
Deed SaleMar 16, 2022 · Amount on Record
Prior SaleDec 26, 2002 · Amount on Record
Deed Document Number202242200
Deed Book / Page6173 / 300
Last Transfer DateDec 05, 2025
Transfer Doc0068892928
Record UpdatedSep 20, 2026

December 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateDec 05, 2025
Property Address2911 SUMMER WINDS CIR, SAINT CLOUD, FL 34769-6341
Document Number0068892928
Book / Page6889 / 2928
Map ReferenceMB 10 PG 46
Instrument DateDec 05, 2025
Instrument2025149547
Transaction TypeTransfer
Record UpdatedDec 17, 2025
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2911 SUMMER WINDS CIR, SAINT CLOUD, FL 34769-6341

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address2911 SUMMER WINDS CIR, SAINT CLOUD, FL 34769-6341

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMar 16, 2022
Property Address2911 SUMMER WINDS CIR, SAINT CLOUD, FL 34769-6341
Document Number0061730300
Book / Page6173 / 300
Map ReferenceMB 10 PG 46
Instrument DateMar 11, 2022
Instrument2022042200
Transaction TypeTransfer
Record UpdatedApr 01, 2022
Title CompanyLAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,806.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address18780 127TH DR N, 18780, JUPITER, FL 33478-3737

Transferred To (Grantee/Buyer)

NameVerified Name
Address2911 SUMMER WINDS CIR, SAINT CLOUD, FL 34769-6341

Mortgage

Document Number0006173303
DateMar 16, 2022
Instrument6173/303
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2052

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,683.00 (+6.26%) Homeowner's exemption$248,645 (+5.99%)$259,400 (+10.57%) Land $55,000 Building $204,400
2023$3,466.00 (+10.63%) Homeowner's exemption$234,600 (+20.87%) Land $50,000 Building $184,600$234,600 (+20.87%) Land $50,000 Building $184,600
2022$3,133.00$194,100 Land $45,000 Building $149,100$194,100 Land $45,000 Building $149,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 71 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies71 in force
61 of 71 on primary residences
Nearby Flood Claims2 (2017)
Claims Outside the SFHA1 of 2
Most Recent ClaimSep 2017, Hurricane Irma
Flood Events
  • Hurricane Irma (Sep 2017), 2 claims

Wildfire

Wildfire RiskLow
above 37% of the US · above 11% of Florida
Wildfire LikelihoodAbout 1 in 1,639 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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