2845 S 3rd St, Niles, MI 49120 Property Records

Berrien County property record for 2845 S 3rd St, Niles, MI 49120

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,155 sqft · built 1941
Lot Size	1.05 acres (45,738 sqft)
Owner	Individual Name on File
Last Sale	$34,485 (Dec 2018)
Tax Bill	$1,470 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Nov 2019 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-0860-0083-01-3`

Property Details

APN / Parcel Number

Primary APN	`14-0860-0083-01-3`
Alternative APN	`11-14-0860-0083-01-3`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,155 sqft Living Area
1st Floor Area	924 sqft
Basement Area	924 sqft

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Lot Area	45,738 sqft (1.05 acres)
Lot Dimensions	231 ft deep x 198 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2845 S 3RD ST
City	NILES
State	MI
Zip	49120-4407
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	THAT PT OF BLK 83 VILLAGE OF BERTRAND PLAT OF 1836 DES AS COM AT S1/4 PST SEC 14 T8S R17W TH E 231' TH N01DEG18'W 198'TH W 231'TH S01DEG18'E 198'TO BEG
Legal Range	17W
Legal Township	08S
Legal Section	14
Legal Subdivision	ADDITION TO BERTLAND
Legal Block	83
Jurisdiction	BERRIEN MI
Township / Civil Division	NILES
Census Block Group	2
Census Block	2001
Census Tract	21100

Owner

2845 S 3rd St is owned and occupied by an individual who acquired it in April 2019.

Source: Berrien County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	2845 S 3RD ST, NILES, MI 49120-4407
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage SEVEN D MILLER ETAL
Nov 22, 2019	Deed, Transfer
Apr 23, 2019	Quit Claim Deed, Foreclosure Quitclaim
Dec 11, 2018	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 2018 · Amount on File
Deed Sale	Dec 11, 2018 · Amount on File
Prior Sale	Aug 7, 2007 · Amount on File
Deed Book / Page	3224 / 2776
Last Transfer Date	Apr 19, 2019
Transfer Doc	3235001427
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	2845 S 3RD ST, NILES, MI 49120-4407
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2845 SORTH THIDA STREET, NILES, MI 49120

Mortgage

Document Number	003362/160
Date	Jan 27, 2022
Book Page	3362/160
Instrument	2022341774

Lender

Name	SEVEN D MILLER ETAL
Type	Private Party
Address	GOSHEN, IN 46528

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

November 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	BERRIEN MI
Recording Date	Nov 22, 2019
Property Address	2845 S 3RD ST, NILES, MI 49120-4407
Document Number	03257/1049
Book / Page	3257 / 1049
Map Reference	LB D PG 551
Instrument Date	Nov 14, 2019
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8200 JONES BRANCH DR, MC LEAN, VA 22102-3107

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	57524 BOULDER CT, GOSHEN, IN 46528-7856

April 2019: Quit Claim Deed, Foreclosure

Document Type	Quit Claim Deed
Jurisdiction	BERRIEN MI
Recording Date	Apr 23, 2019
Property Address	2845 S 3RD ST, NILES, MI 49120-4407
Document Number	03235/1427
Book / Page	3235 / 1427
Map Reference	LB D PG 551
Instrument Date	Apr 19, 2019
Transaction Type	Foreclosure
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5001 KINGSLEY DR, CINCINNATI, OH 45227-1114

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8200 JONES BRANCH DR, MC LEAN, VA 22102-3107

December 2018: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	BERRIEN MI
Recording Date	Dec 11, 2018
Property Address	2845 S 3RD ST, NILES, MI 49120-4407
Document Number	03224/2776
Book / Page	3224 / 2776
Instrument Date	Dec 6, 2018
Transaction Type	Foreclosure
Record Updated	Nov 9, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2845 S 3RD ST, NILES, MI 49120-4407

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5001 KINGSLEY DR, CINCINNATI, OH 45227-1114

Tax Assessment & Valuation

The 2025 property tax bill for 2845 S 3rd St was $1,470 with a homeowner's exemption.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Niles Township
Unified School District	Brandywine Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$90,300	$180,600
2025	$1,470.00
2023		$57,300	$114,600
2022	$1,299.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2845 S 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2845 S 3rd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NILES serves 14,215 people · EPA ID MI0004740
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Midwest Energy & Communications, Surf Internet.

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