2913 Fig Ct, Palm Harbor, FL 34684 Property Records

Pinellas County property record for 2913 Fig Ct, Palm Harbor, FL 34684

Property Summary

Property TypePlanned Unit Development
Details3 bd · 1,298 sqft · built 1981
Lot Size0.072 acres (3,120 sqft)
OwnerIndividual Name on Record
Last Sale$295,000 (Jan 2026)
Tax Bill$2,623 (2025)
Deeds & MortgagesJan 2026 Sale & Mortgage
Aug 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC62-000-759-0324-5

Property Details

APN / Parcel Number

Primary APNC62-000-759-0324-5
Alternative APNs
  • 08-28-16-85562-000-0840
  • 281608855620000840
  • 162808855620000840
  • R86443

Interior

Bedrooms3 Beds
Stories1 Story
Building Area1,298 sqft Living Area
1st Floor Area1,298 sqft

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1989
Exterior MaterialWood
Construction TypeMasonry / Concrete Block
Lot Area3,120 sqft (0.072 acres)
View / LotCorner
PorchPatio

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account NumberR86443
Street Address2913 FIG CT
CityPALM HARBOR
StateFL
Zip34684-3614
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Planned Unit Development
Local Zoning CodeRPD5
Legal DescriptionSTRATHMORE GATE-EAST UNIT TWO LOT 84
Legal Range16E
Legal Township28S
Legal Section8
Legal SubdivisionSTRATHMORE GATE-EAST
Legal Tract85562
Legal Lot Number84
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group2
Census Block2021
Census Tract27314

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2913 FIG CT, PALM HARBOR, FL 34684-3614
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
Jan 9, 2026Warranty Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Aug 2, 2022Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 9, 2026 · Amount on Record
Deed SaleJan 9, 2026 · Amount on Record
Prior SaleAug 2, 2022 · Amount on Record
Deed Document Number20265937
Deed Book / Page23416 / 2440
Record UpdatedOct 29, 2026

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateJan 9, 2026
Property Address2913 FIG CT, PALM HARBOR, FL 34684-3614
Document Number0234162440
Book / Page23416 / 2440
Map ReferenceMB 83 PG 72
Instrument DateJan 6, 2026
Instrument2026005937
Transaction TypeTransfer
Record UpdatedJan 27, 2026
Title CompanyANCLOTE TITLE SERVICES INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,065.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3807 TOPSAIL TRL, NEW PORT RICHEY, FL 34652-4453

Transferred To (Grantee/Buyer)

NameVerified Name
Address2913 FIG CT, PALM HARBOR, FL 34684-3614

Mortgage

Document Number0234162441
DateJan 9, 2026
Instrument23416/2441
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2056

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateAug 2, 2022
Property Address2913 FIG CT, PALM HARBOR, FL 34684-3614
Document Number0221532274
Book / Page22153 / 2274
Map ReferenceMB 83 PG 72
Instrument DateJul 25, 2022
Instrument2022235423
Transaction TypeTransfer
Record UpdatedAug 19, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,065.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2913 FIG CT, PALM HARBOR, FL 34684-3614

Mortgage

Document Number0221532276
DateAug 2, 2022
Instrument22153/2276
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2052

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,623.00 (+8.48%)$179,692 (+5.99%)$224,922 (-6.69%) Building $224,922
2023$2,418.00 (-36.88%) Homeowner's exemption$169,542 (-17.41%)$241,053 (+17.42%) Building $241,053
2022$3,831.00$205,287$205,287 Building $205,287

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 91 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies91 in force
Nearby Flood Claims8 (2009–2024)
Claims Outside the SFHA8 of 8
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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