2903 Fig Ct, Palm Harbor, FL 34684 Property Records

Pinellas County property record for 2903 Fig Ct, Palm Harbor, FL 34684

Property Summary

Property TypePlanned Unit Development
Details2 bd · 2 ba · 1,120 sqft · built 1981
Lot Size0.06 acres (2,594 sqft)
Owner2 Individual Names on File
Last Sale$225,000 (May 2021)
Tax Bill$1,480 (2025)
Deeds & MortgagesMay 2021 Sale
Feb 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNC62-000-759-0329-4

Property Details

APN / Parcel Number

Primary APNC62-000-759-0329-4
Alternative APNs
  • 08-28-16-85562-000-0890
  • 281608855620000890
  • 162808855620000890
  • R86448

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,120 sqft Living Area
1st Floor Area1,120 sqft

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1989
Exterior MaterialWood
Construction TypeMasonry / Concrete Block
Lot Area2,594 sqft (0.06 acres)
View / LotInterior
PorchPatio

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account NumberR86448
Street Address2903 FIG CT
CityPALM HARBOR
StateFL
Zip34684-3614
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Planned Unit Development
Local Zoning CodeRPD5
Legal DescriptionSTRATHMORE GATE-EAST UNIT TWO LOT 89
Legal Range16E
Legal Township28S
Legal Section8
Legal SubdivisionSTRATHMORE GATE-EAST
Legal Tract85562
Legal Lot Number89
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group2
Census Block2021
Census Tract27314

Owner

2903 Fig Ct, a planned unit development, is owned and occupied by two individuals who bought it in May 2021.

Source: Pinellas County records, as of September 10, 2026

Owner of Record2 Individual Names on File
Mailing Address2903 FIG CT, PALM HARBOR, FL 34684-3614
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 3, 2021Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Feb 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
REGIONS BANK
Oct 10, 2018Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA
Sep 27, 2017Warranty Deed, Transfer · Conventional Mortgage
AMERICAN BANCSHARES MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 3, 2021 · Amount on File
Deed SaleMay 3, 2021 · Amount on File
Prior SaleSep 27, 2017 · Amount on File
Deed Document Number2021143772
Deed Book / Page21513 / 2420
Prior Transfer DateAug 13, 2009
Prior Transfer Doc0166770228
Record UpdatedOct 29, 2026

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateMay 3, 2021
Property Address2903 FIG CT, PALM HARBOR, FL 34684-3614
Document Number0215132420
Book / Page21513 / 2420
Map ReferenceMB 83 PG 72-74
Instrument DateApr 29, 2021
Instrument2021143772
Transaction TypeTransfer
Record UpdatedMay 14, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Tax$1,575.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3319 MARINA VIEW WAY, 3319, GAINESVILLE, GA 30506-5002

Transferred To (Grantee/Buyer)

NameVerified Name
Address2903 FIG CT, PALM HARBOR, FL 34684-3614

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address2903 FIG CT, PALM HARBOR, FL 34684-3614
Transaction TypeMortgage
Record UpdatedMar 10, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address2903 FIG CT, PALM HARBOR, FL 34684-3614

Mortgage

Document Number0214000247
DateFeb 22, 2021
Book Page21400/247
Instrument2021057106
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2051

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address2903 FIG CT, PALM HARBOR, FL 34684-3614
Document Number0203050690
Instrument DateOct 10, 2018
Transaction TypeMortgage
Record UpdatedNov 22, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address2903 FIG CT PALM HARBOR FL 346843614, PALM HARBOR, FL 34684-3614

Mortgage

Document Number0203050690
DateOct 22, 2018
Book Page020305/000690
Instrument337415
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueOct 21, 2048
Interest
Rate TypeAdjustable Rate

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateSep 27, 2017
Property Address2903 FIG CT, PALM HARBOR, FL 34684-3614
Document Number0197832067
Book / Page19783 / 2067
Map ReferenceMB83 PG72-74
Instrument DateSep 25, 2017
Instrument2017293829
Transaction TypeTransfer
Record UpdatedFeb 1, 2022
Title CompanySRUE TY TITLE SERVICES OF FL

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$882.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6 CHANDLER CT, 6, AMBLER, PA 19002-3233

Transferred To (Grantee/Buyer)

NameVerified Name
Address2903 FIG CT, PALM HARBOR, FL 34684-3614

Mortgage

Document Number2017293830
DateSep 27, 2017
Instrument2017293830
Lender
NameAMERICAN BANCSHARES MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2903 Fig Ct was $1,480 with a homeowner's exemption, up 7% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,480.00 (+7.01%) Homeowner's exemption$116,345$204,745 Building $204,745
2024$1,383.00 (+2.9%)
2023$1,344.00 (+4.19%) Homeowner's exemption$109,773 (+3%)$219,152 (+19.2%) Building $219,152
2022$1,290.00 Homeowner's exemption$106,576$183,846 Building $183,846

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2903 Fig Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 91 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies91 in force
Nearby Flood Claims8 (2009–2024)
Claims Outside the SFHA8 of 8
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2903 Fig Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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