2905 Fig Ct, Palm Harbor, FL 34684 Property Records

Pinellas County property record for 2905 Fig Ct, Palm Harbor, FL 34684

Property Summary

Property TypePlanned Unit Development
Details2 bd · 2 ba · 1,120 sqft · built 1981
Lot Size0.06 acres (2,594 sqft)
Owner2 Individual Names on File
Last Sale$144,900 (Jun 2018)
Tax Bill$1,807 (2025)
Deeds & MortgagesOct 2021 Mortgage
Jun 2018 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNC62-000-759-0328-6

Property Details

APN / Parcel Number

Primary APNC62-000-759-0328-6
Alternative APNs
  • 08-28-16-85562-000-0880
  • 281608855620000880
  • 162808855620000880
  • R86447

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,120 sqft Living Area
1st Floor Area1,120 sqft

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1989
Exterior MaterialWood
Construction TypeMasonry / Concrete Block
Lot Area2,594 sqft (0.06 acres)
View / LotInterior
PorchSlab

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account NumberR86447
Street Address2905 FIG CT
CityPALM HARBOR
StateFL
Zip34684-3614
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Planned Unit Development
Local Zoning CodeRPD5
Legal DescriptionSTRATHMORE GATE-EAST UNIT TWO LOT 88
Legal Range16E
Legal Township28S
Legal Section8
Legal SubdivisionSTRATHMORE GATE-EAST
Legal Tract85562
Legal Lot Number88
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group2
Census Block2021
Census Tract27314

Owner

2905 Fig Ct, a planned unit development, is owned and occupied by two individuals who bought it in June 2018.

Source: Pinellas County records, as of September 10, 2026

Owner of Record2 Individual Names on File
Mailing Address2905 FIG CT, PALM HARBOR, FL 34684-3614
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 21, 2021Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Jun 7, 2018Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE INC
Sep 6, 2017Warranty Deed, Transfer · Conventional Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 7, 2018 · Amount on File
Deed SaleJun 7, 2018 · Amount on File
Prior SaleSep 6, 2017 · Amount on File
Deed Document Number2018181038
Deed Book / Page20081 / 372
Prior Transfer DateNov 2, 2004
Prior Transfer Doc0139310428
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address2905 FIG CT, PALM HARBOR, FL 34684-3614
Transaction TypeMortgage
Record UpdatedNov 1, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2905 FIG CT, PALM HARBOR, FL 34684-3614

Mortgage

Document Number0217710836
DateOct 21, 2021
Book Page21771/836
Instrument2021344484
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueNov 1, 2041

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateJun 7, 2018
Property Address2905 FIG CT, PALM HARBOR, FL 34684-3614
Document Number0200810372
Book / Page20081 / 0372
Map ReferenceMB 83 PG 72
Instrument DateJun 5, 2018
Instrument2018181038
Transaction TypeTransfer
Record UpdatedFeb 1, 2022
Title CompanySYNERGY TITLE PARTNERS LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,014.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address15666 49TH ST N # N113, 15666, CLEARWATER, FL 33762-3535

Transferred To (Grantee/Buyer)

NameVerified Name
Address2905 FIG CT, PALM HARBOR, FL 34684-3614

Mortgage

Document Number2018181039
DateJun 7, 2018
Instrument2018181039
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2048

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateSep 6, 2017
Property Address2905 FIG CT, PALM HARBOR, FL 34684-3614
Document Number0197671751
Book / Page019767 / 001751
Instrument DateAug 31, 2017
Instrument278154
Transaction TypeTransfer
Record UpdatedAug 25, 2018
Title CompanyPAPPAS LAW AND TITLE, PAPPAS LAW & TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$839.30
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2905 FIG CT PALM HARBOR FL 346843614, PALM HARBOR, FL 34684-3614

Mortgage

Document Number197671752
DateSep 6, 2017
Book Page019767/001752
Instrument278155
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 5, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2905 Fig Ct was $1,807 with a homeowner's exemption, up 6.7% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,807.00 (+6.67%) Homeowner's exemption$134,477$209,259 Building $209,259
2024$1,694.00 (+2.6%)
2023$1,651.00 (+3.84%) Homeowner's exemption$126,881 (+3%)$226,170 (+19.27%) Building $226,170
2022$1,590.00 Homeowner's exemption$123,185$189,621 Building $189,621

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2905 Fig Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 91 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies91 in force
Nearby Flood Claims8 (2009–2024)
Claims Outside the SFHA8 of 8
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2905 Fig Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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