Harford County property record for 2912 Smithson Dr, Forest Hill, MD 21050
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,808 sqft · built 2002 |
| Lot Size | 0.98 acres (42,680 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $400,000 (Mar 2017) |
| Tax Bill | $5,007 (2026) |
| Deeds & Mortgages | Oct 2019 Mortgage Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-082814 |
| Primary APN | 03-082814 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,808 sqft Total Area |
| Basement Area | 828 sqft |
| Finished Basement | 828 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 42,680 sqft (0.98 acres) |
| Lot Dimensions | 205 ft deep x 205 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 228 sqft |
| Deck Area | 496 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 082814 |
|---|---|
| Street Address | 2912 SMITHSON DR |
| City | FOREST HILL |
| State | MD |
| Zip | 21050-1902 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LT 16 212/205X205 2912 SMITHSON DRIVE HARFORD HILLS S3 P 15/70 |
| Legal Subdivision | HARFORD HILLS SEC III |
| Legal Lot Number | 16,2912 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 3, BEL AIR |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 303101 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Lower Deer Creek Valley Historic District listed 1993 · 275 contributing resources · NRIS 93001143 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2912 SMITHSON DR, FOREST HILL, MD 21050-1902 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 22, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Mar 7, 2017 | Grant Deed, Transfer · Conventional with PMI BAY BK FSB |
| Feb 16, 2017 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 8, 2017 · Amount on Record |
| Deed Sale | Mar 8, 2017 · Amount on Record |
| Prior Sale | Feb 16, 2017 · Amount on Record |
| Deed Document Number | 201712254-0293 |
| Deed Book / Page | 12254 / 293 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 2912 SMITHSON DR, FOREST HILL, MD 21050-1902 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | POWERHOUSE TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0135040281 |
|---|---|
| Date | Oct 22, 2019 |
| Book Page | 13504/0281 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 2912 SMITHSON DR, FOREST HILL, MD 21050-1902 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | POWERHOUSE TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0145860259 |
|---|---|
| Date | Mar 17, 2021 |
| Book Page | 14586/259 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Feb 1, 2036 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Mar 7, 2017 |
| Property Address | 2912 SMITHSON DR, FOREST HILL, MD 21050-1902 |
| Document Number | 0122540293 |
| Book / Page | 012254 / 000293 |
| Instrument Date | Feb 23, 2017 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2017 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $400.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2912 SMITHSON DR FOREST HILL MD 210501902, FOREST HILL, MD 21050-1902 |
| Document Number | 122540299 |
|---|---|
| Date | Mar 7, 2017 |
| Book Page | 012254/000299 |
| Name | BAY BK FSB |
|---|---|
| Type | Bank |
| Address | COCKEYSVILLE, MD 21030 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 6, 2047 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Feb 16, 2017 |
| Property Address | 2912 SMITHSON DR, FOREST HILL, MD 21050-1902 |
| Document Number | 0122310084 |
| Book / Page | 012231 / 000084 |
| Instrument Date | Sep 29, 2016 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 25, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $352.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1 FOUNTAIN PLZ BUFFALO NY 142031420, BUFFALO, NY 14203-1420 |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,007.00 (+8.97%) | $453,933 (+15.72%) | $481,800 (+9.5%) Land $101,300 Building $380,500 |
| 2025 | $4,595.00 (+12.76%) | ||
| 2023 | $392,267 | $440,000 Land $101,300 Building $338,700 | |
| 2022 | $4,075.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Armstrong Cable | 1,000 / 20 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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